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316 CROSS MOUNTAIN TRL, GEORGETOWN, TX 78628

GEORGETOWN, 78628 — williamson County

3 bed2 bath1,990 sqftBuilt 2018

Property at a Glance

This home is estimated between $342,306 and $433,556, with a best estimate of $399,740. That places the property below the G172613B - WATER OAK NORTH median of $501,966, in a neighborhood that declined 3.7% over the past year.

Estimated Value Range

$342,306 $433,556
Best Estimate
$399,740
WCAD Value
$550,983
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in G172613B - WATER OAK NORTH, this home's estimated market value is between $342,306 and $433,556. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

312 CROSS MOUNTAIN TRL, GEORGETOWN, TX 78628
0.01 mi 100% similar Same subdivision
3 bed 2 bath 2,625 sqft Built 2016
Raw Value $488,372
Adjusted Value $342,306

Adjusted -$135,213 for 635 sqft less living space and -$10,853 for being older. Net adjustment: -$146,066.

320 CROSS MOUNTAIN TRL, GEORGETOWN, TX 78628
0.01 mi 100% similar Same subdivision
4 bed 3 bath 2,134 sqft Built 2016
Raw Value $441,256
Adjusted Value $399,740

Adjusted -$30,663 for 144 sqft less living space and -$10,853 for being older. Net adjustment: -$41,516.

308 CROSS MOUNTAIN TRL, GEORGETOWN, TX 78628
0.02 mi 100% similar Same subdivision
3 bed 2 bath 2,110 sqft Built 2016
Raw Value $438,009
Adjusted Value $401,604

Adjusted -$25,552 for 120 sqft less living space and -$10,853 for being older. Net adjustment: -$36,405.

304 CROSS MOUNTAIN TRL, GEORGETOWN, TX 78628
0.03 mi 100% similar Same subdivision
3 bed 2 bath 1,952 sqft Built 2018
Raw Value $425,465
Adjusted Value $433,556

Adjusted +$8,091 for 38 sqft more living space. Net adjustment: +$8,091.

300 CROSS MOUNTAIN TRL, GEORGETOWN, TX 78628
0.04 mi 100% similar Same subdivision
3 bed 2 bath 2,580 sqft Built 2016
Raw Value $488,777
Adjusted Value $352,293

Adjusted -$125,631 for 590 sqft less living space and -$10,853 for being older. Net adjustment: -$136,484.

The Neighborhood

This home is valued 9.8% above the G172613B - WATER OAK NORTH median of $501,966. With 442 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 3.7% over the past year.

G172613B - WATER OAK NORTH

typical
442 Properties
$501,966 Median Value
-3.7% YoY Change
0% Have Pool
99% Have Garage
This Home
$550,983
Median
$501,966

This home is +9.8% above the subdivision median.

Tax Analysis

The estimated annual property tax is $13,640 across all districts. With a homestead exemption claimed, that drops to $12,067 — saving $1,573 per year. That's $1,006 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Georgetown ISDSchool1.0506%$5,789
Williamson County MUD #25MUD0.9200%$5,069
Williamson CountyCounty0.3694%$2,036
Williamson County ESD #8 - GeorgetownESD0.0912%$502
Williamson County FM/RdCounty0.0443%$244
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax2.4756%$13,640

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $399,740 would pay approximately $2,495 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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