635 PALO BREA LOOP, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $275,342 and $515,446, with a best estimate of $395,077. That places the property below the H314423B - COVERED BRIDGE median of $420,515, in a neighborhood that appreciated 107.2% over the past year.
Estimated Value Range
$395,077
$403,412
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H314423B - COVERED BRIDGE, this home's estimated market value is between $275,342 and $515,446. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$42,191 for 156 sqft less living space and +$7,330 for being newer. Net adjustment: -$34,861.
Adjusted -$102,233 for 378 sqft less living space and +$7,330 for being newer. Net adjustment: -$94,903.
Adjusted -$77,621 for 287 sqft less living space and -$7,330 for being older. Net adjustment: -$84,951.
Adjusted +$94,931 for 351 sqft more living space. Net adjustment: +$94,931.
Adjusted +$78,703 for 291 sqft more living space. Net adjustment: +$78,703.
The Neighborhood
This home is valued 4.1% below the H314423B - COVERED BRIDGE median of $420,515. That positions it competitively for buyers comparing within the neighborhood. The neighborhood appreciated 107.2% over the past year.
H314423B - COVERED BRIDGE
typicalThis home is -4.1% below the subdivision median.
Tax Analysis
The estimated annual property tax is $8,725 across all districts. With a homestead exemption claimed, that drops to $6,963 — saving $1,762 per year. That's $580 per month a buyer should budget. The assessed value increased +69.3% vs the subdivision average of +107.2%. This increase gives a protest opportunity score of 50 out of 100 — it may be worth challenging the appraisal.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $4,862 |
| Hutto | City | 0.3859% | $1,557 |
| Williamson County | County | 0.3694% | $1,490 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $403 |
| Williamson County FM/Rd | County | 0.0443% | $179 |
| EWC Higher Ed Center | special | 0.0409% | $165 |
| Upper Brushy Creek WCID | Water | 0.0170% | $69 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1628% | $8,725 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $395,077 would pay approximately $2,466 per month (principal and interest only, excluding taxes and insurance).