109 CREEK LEDGE DR, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $204,268 and $261,814, with a best estimate of $231,117. That places the property below the H308403H - CENTRAL SOUTH OF 79 median of $306,864, in a neighborhood that declined 5.9% over the past year.
Estimated Value Range
$231,117
$272,624
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H308403H - CENTRAL SOUTH OF 79, this home's estimated market value is between $204,268 and $261,814. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$7,310 for 38 sqft less living space and -$4,429 for being older. Net adjustment: -$11,739.
Adjusted -$85,987 for 447 sqft less living space. Net adjustment: -$85,987.
Adjusted -$88,872 for 462 sqft less living space. Net adjustment: -$88,872.
Adjusted +$17,890 for 93 sqft more living space. Net adjustment: +$17,890.
Adjusted -$44,821 for 233 sqft less living space. Net adjustment: -$44,821.
The Neighborhood
This home is valued 11.2% below the H308403H - CENTRAL SOUTH OF 79 median of $306,864. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 5.9% over the past year.
H308403H - CENTRAL SOUTH OF 79
typicalThis home is -11.2% below the subdivision median.
Tax Analysis
The estimated annual property tax is $5,896 across all districts. With a homestead exemption claimed, that drops to $4,159 — saving $1,737 per year. That's $347 per month a buyer should budget. The assessed value increased +0.5% vs the subdivision average of -5.9%. This above-average increase gives a protest opportunity score of 32 out of 100 — it may be worth challenging the appraisal.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $3,286 |
| Hutto | City | 0.3859% | $1,052 |
| Williamson County | County | 0.3694% | $1,007 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $273 |
| Williamson County FM/Rd | County | 0.0443% | $121 |
| EWC Higher Ed Center | special | 0.0409% | $111 |
| Upper Brushy Creek WCID | Water | 0.0170% | $46 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1628% | $5,896 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $231,117 would pay approximately $1,443 per month (principal and interest only, excluding taxes and insurance).