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642 STRADA LUCA, FLORENCE, TX 76527

FLORENCE, 76527 — williamson County

4 bed4 bath2,193 sqftBuilt 2022

Property at a Glance

This home is estimated between $839,282 and $2,135,994, with a best estimate of $946,233. That places the property below the F112708A - VINEYARD AT FLORENCE median of $999,430, in a neighborhood that declined 1.9% over the past year.

Estimated Value Range

$839,282 $2,135,994
Best Estimate
$946,233
WCAD Value
$1,053,334
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in F112708A - VINEYARD AT FLORENCE, this home's estimated market value is between $839,282 and $2,135,994. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

638 STRADA LUCA, FLORENCE, TX 76527
0.06 mi 100% similar Same subdivision
6 bed 4 bath 2,822 sqft Built 2023
Raw Value $1,199,337
Adjusted Value $992,096

Adjusted -$206,418 for 629 sqft less living space and -$823 for being older. Net adjustment: -$207,241.

649 STRADA LUCA, FLORENCE, TX 76527
0.09 mi 100% similar Same subdivision
4 bed 4 bath 3,266 sqft Built 2022
Raw Value $1,191,406
Adjusted Value $839,282

Adjusted -$352,124 for 1,073 sqft less living space. Net adjustment: -$352,124.

101 VIA DANIELA, FLORENCE, TX 76527
0.26 mi 100% similar Same subdivision
4 bed 3 bath 2,209 sqft Built 2007
Raw Value $2,128,896
Adjusted Value $2,135,994

Adjusted -$5,251 for 16 sqft less living space and +$12,349 for being newer. Net adjustment: +$7,098.

617 STRADA LUCA, FLORENCE, TX 76527
0.29 mi 100% similar Same subdivision
5 bed 4 bath 3,245 sqft Built 2022
Raw Value $1,282,924
Adjusted Value $937,691

Adjusted -$345,233 for 1,052 sqft less living space. Net adjustment: -$345,233.

601 STRADA LUCA, FLORENCE, TX 76527
0.44 mi 100% similar Same subdivision
4 bed 3 bath 2,423 sqft Built 2010
Raw Value $987,142
Adjusted Value $946,233

Adjusted -$75,479 for 230 sqft less living space and +$9,879 for being newer and +$24,691 for having a garage. Net adjustment: -$40,909.

The Neighborhood

This home is valued 5.4% above the F112708A - VINEYARD AT FLORENCE median of $999,430. With 31 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 1.9% over the past year.

F112708A - VINEYARD AT FLORENCE

typical
31 Properties
$999,430 Median Value
-1.9% YoY Change
0% Have Pool
90% Have Garage
This Home
$1,053,334
Median
$999,430

This home is +5.4% above the subdivision median.

Tax Analysis

The estimated annual property tax is $16,137 across all districts. With a homestead exemption claimed, that drops to $14,517 — saving $1,620 per year. That's $1,210 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Florence ISDSchool1.0182%$10,725
Williamson CountyCounty0.3694%$3,892
Williamson County ESD #7 - FlorenceESD0.1000%$1,053
Williamson County FM/RdCounty0.0443%$467
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.5320%$16,137

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $946,233 would pay approximately $5,906 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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