320 BLACKBEAR DR, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $274,824 and $575,029, with a best estimate of $430,789. That places the property above the H107521C - COTTONWOOD FARMS STARLIGHT AND ASHTON median of $334,097, in a neighborhood that appreciated 3.0% over the past year.
Estimated Value Range
$430,789
$434,575
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H107521C - COTTONWOOD FARMS STARLIGHT AND ASHTON, this home's estimated market value is between $274,824 and $575,029. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted +$130,292 for 394 sqft more living space. Net adjustment: +$130,292.
Adjusted -$4,960 for 15 sqft less living space. Net adjustment: -$4,960.
Adjusted -$22,818 for 69 sqft less living space. Net adjustment: -$22,818.
Adjusted +$220,240 for 666 sqft more living space and +$10,187 for being newer. Net adjustment: +$230,427.
Adjusted -$62,500 for 189 sqft less living space. Net adjustment: -$62,500.
The Neighborhood
This home is valued 30.1% above the H107521C - COTTONWOOD FARMS STARLIGHT AND ASHTON median of $334,097. With 449 homes in the subdivision, the property sits in the upper tier. The neighborhood appreciated 3.0% over the past year.
H107521C - COTTONWOOD FARMS STARLIGHT AND ASHTON
above averageThis home is +30.1% above the subdivision median.
Tax Analysis
The estimated annual property tax is $9,399 across all districts. With a homestead exemption claimed, that drops to $7,631 — saving $1,768 per year. That's $636 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $5,237 |
| Hutto | City | 0.3859% | $1,677 |
| Williamson County | County | 0.3694% | $1,606 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $435 |
| Williamson County FM/Rd | County | 0.0443% | $193 |
| EWC Higher Ed Center | special | 0.0409% | $178 |
| Upper Brushy Creek WCID | Water | 0.0170% | $74 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1628% | $9,399 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $430,789 would pay approximately $2,689 per month (principal and interest only, excluding taxes and insurance).