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309 CROSS MOUNTAIN TRL, GEORGETOWN, TX 78628

GEORGETOWN, 78628 — williamson County

4 bed3 bath2,596 sqftBuilt 2015

Property at a Glance

This home is estimated between $483,587 and $572,904, with a best estimate of $487,623. That places the property below the G172613B - WATER OAK NORTH median of $501,966, in a neighborhood that declined 3.7% over the past year.

Estimated Value Range

$483,587 $572,904
Best Estimate
$487,623
WCAD Value
$510,006
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in G172613B - WATER OAK NORTH, this home's estimated market value is between $483,587 and $572,904. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

305 CROSS MOUNTAIN TRL, GEORGETOWN, TX 78628
0.01 mi 100% similar Same subdivision
4 bed 3 bath 2,029 sqft Built 2019
Raw Value $430,465
Adjusted Value $572,904

Adjusted +$120,734 for 567 sqft more living space and +$21,705 for being newer. Net adjustment: +$142,439.

301 CROSS MOUNTAIN TRL, GEORGETOWN, TX 78628
0.02 mi 100% similar Same subdivision
3 bed 2 bath 2,741 sqft Built 2015
Raw Value $514,462
Adjusted Value $483,587

Adjusted -$30,875 for 145 sqft less living space. Net adjustment: -$30,875.

1305 FALLING HILLS DR, GEORGETOWN, TX 78628
0.02 mi 100% similar Same subdivision
3 bed 2 bath 2,486 sqft Built 2015
Raw Value $487,907
Adjusted Value $511,330

Adjusted +$23,423 for 110 sqft more living space. Net adjustment: +$23,423.

1301 FALLING HILLS DR, GEORGETOWN, TX 78628
0.03 mi 100% similar Same subdivision
3 bed 2 bath 2,556 sqft Built 2014
Raw Value $483,570
Adjusted Value $486,661

Adjusted +$8,517 for 40 sqft more living space and -$5,426 for being older. Net adjustment: +$3,091.

312 CROSS MOUNTAIN TRL, GEORGETOWN, TX 78628
0.04 mi 100% similar Same subdivision
3 bed 2 bath 2,625 sqft Built 2016
Raw Value $488,372
Adjusted Value $487,623

Adjusted -$6,175 for 29 sqft less living space and +$5,426 for being newer. Net adjustment: -$749.

The Neighborhood

This home is valued 1.6% above the G172613B - WATER OAK NORTH median of $501,966. With 442 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 3.7% over the past year.

G172613B - WATER OAK NORTH

typical
442 Properties
$501,966 Median Value
-3.7% YoY Change
0% Have Pool
99% Have Garage
This Home
$510,006
Median
$501,966

This home is +1.6% above the subdivision median.

Tax Analysis

The estimated annual property tax is $12,626 across all districts. With a homestead exemption claimed, that drops to $11,061 — saving $1,565 per year. That's $922 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Georgetown ISDSchool1.0506%$5,358
Williamson County MUD #25MUD0.9200%$4,692
Williamson CountyCounty0.3694%$1,884
Williamson County ESD #8 - GeorgetownESD0.0912%$465
Williamson County FM/RdCounty0.0443%$226
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax2.4756%$12,626

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $487,623 would pay approximately $3,044 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/17/2026.

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