409 FARM CREEK DR, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $198,965 and $355,889, with a best estimate of $209,502. That places the property below the H120406G - EMORY FARMS median of $392,662, in a neighborhood that declined 7.0% over the past year.
Estimated Value Range
$209,502
$456,476
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H120406G - EMORY FARMS, this home's estimated market value is between $198,965 and $355,889. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$154,905 for 859 sqft less living space. Net adjustment: -$154,905.
Adjusted -$76,821 for 426 sqft less living space and -$3,480 for being older. Net adjustment: -$80,301.
Adjusted -$136,872 for 759 sqft less living space and +$3,480 for being newer. Net adjustment: -$133,392.
Adjusted -$149,315 for 828 sqft less living space. Net adjustment: -$149,315.
Adjusted -$157,069 for 871 sqft less living space. Net adjustment: -$157,069.
The Neighborhood
This home is valued 16.3% above the H120406G - EMORY FARMS median of $392,662. With 329 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 7.0% over the past year.
H120406G - EMORY FARMS
above averageThis home is +16.3% above the subdivision median.
Tax Analysis
The estimated annual property tax is $9,873 across all districts. With a homestead exemption claimed, that drops to $8,101 — saving $1,772 per year. That's $675 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $5,501 |
| Hutto | City | 0.3859% | $1,762 |
| Williamson County | County | 0.3694% | $1,686 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $456 |
| Williamson County FM/Rd | County | 0.0443% | $202 |
| EWC Higher Ed Center | special | 0.0409% | $187 |
| Upper Brushy Creek WCID | Water | 0.0170% | $78 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1628% | $9,873 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $209,502 would pay approximately $1,308 per month (principal and interest only, excluding taxes and insurance).