402 WATERWAY AVE, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $276,375 and $372,461, with a best estimate of $288,332. That places the property below the H406420C - Cross Creek median of $379,634, in a neighborhood that declined 4.2% over the past year.
Estimated Value Range
$288,332
$390,561
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H406420C - Cross Creek, this home's estimated market value is between $276,375 and $372,461. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted +$6,774 for 32 sqft more living space. Net adjustment: +$6,774.
Adjusted -$44,244 for 209 sqft less living space. Net adjustment: -$44,244.
Adjusted -$37,681 for 178 sqft less living space. Net adjustment: -$37,681.
Adjusted -$71,764 for 339 sqft less living space. Net adjustment: -$71,764.
Adjusted -$37,681 for 178 sqft less living space. Net adjustment: -$37,681.
The Neighborhood
This home is valued 2.9% above the H406420C - Cross Creek median of $379,634. With 489 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 4.2% over the past year.
H406420C - Cross Creek
typicalThis home is +2.9% above the subdivision median.
Tax Analysis
The estimated annual property tax is $8,447 across all districts. With a homestead exemption claimed, that drops to $6,687 — saving $1,760 per year. That's $557 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $4,707 |
| Hutto | City | 0.3859% | $1,507 |
| Williamson County | County | 0.3694% | $1,443 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $391 |
| Williamson County FM/Rd | County | 0.0443% | $173 |
| EWC Higher Ed Center | special | 0.0409% | $160 |
| Lower Brushy Creek WCID | Water | 0.0169% | $66 |
| Cross Creek PID | pid | 0.0000% | $0 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1627% | $8,447 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $288,332 would pay approximately $1,800 per month (principal and interest only, excluding taxes and insurance).