104 WATERWAY AVE, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $283,361 and $379,447, with a best estimate of $294,526. That places the property below the H406420C - Cross Creek median of $379,634, in a neighborhood that declined 4.2% over the past year.
Estimated Value Range
$294,526
$395,080
Based on 5 comparable properties(4 in the same subdivision)
Based on 5 comparable properties (4 in the same subdivision, 1 nearby), the estimated range is $283,361 and $379,447. More comparables in the same subdivision would strengthen this estimate.
Comparable Properties (5)
Adjusted +$13,760 for 65 sqft more living space. Net adjustment: +$13,760.
Adjusted +$15,877 for 75 sqft more living space and -$32,989 for being older. Net adjustment: -$17,112.
Adjusted -$37,258 for 176 sqft less living space. Net adjustment: -$37,258.
Adjusted -$30,695 for 145 sqft less living space. Net adjustment: -$30,695.
Adjusted -$64,778 for 306 sqft less living space. Net adjustment: -$64,778.
The Neighborhood
This home is valued 4.1% above the H406420C - Cross Creek median of $379,634. With 489 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 4.2% over the past year.
H406420C - Cross Creek
typicalThis home is +4.1% above the subdivision median.
Tax Analysis
The estimated annual property tax is $8,544 across all districts. With a homestead exemption claimed, that drops to $6,784 — saving $1,760 per year. That's $565 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $4,762 |
| Hutto | City | 0.3859% | $1,525 |
| Williamson County | County | 0.3694% | $1,460 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $395 |
| Williamson County FM/Rd | County | 0.0443% | $175 |
| EWC Higher Ed Center | special | 0.0409% | $161 |
| Lower Brushy Creek WCID | Water | 0.0169% | $67 |
| Cross Creek PID | pid | 0.0000% | $0 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1627% | $8,544 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $294,526 would pay approximately $1,838 per month (principal and interest only, excluding taxes and insurance).