205 LADYBUG LN, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $317,279 and $502,819, with a best estimate of $365,023. That places the property above the H401403G - Creek Bend median of $313,646, in a neighborhood that declined 7.0% over the past year.
Estimated Value Range
$365,023
$322,712
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H401403G - Creek Bend, this home's estimated market value is between $317,279 and $502,819. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$2,069 for 11 sqft less living space. Net adjustment: -$2,069.
Adjusted +$2,069 for 11 sqft more living space and -$1,750 for being older. Net adjustment: +$319.
Adjusted +$63,401 for 337 sqft more living space. Net adjustment: +$63,401.
Adjusted +$44,776 for 238 sqft more living space. Net adjustment: +$44,776.
Adjusted +$58,321 for 310 sqft more living space. Net adjustment: +$58,321.
The Neighborhood
This home is valued 2.9% above the H401403G - Creek Bend median of $313,646. With 479 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 7.0% over the past year.
H401403G - Creek Bend
typicalThis home is +2.9% above the subdivision median.
Tax Analysis
The estimated annual property tax is $6,979 across all districts. With a homestead exemption claimed, that drops to $5,232 — saving $1,747 per year. That's $436 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $3,889 |
| Hutto | City | 0.3859% | $1,245 |
| Williamson County | County | 0.3694% | $1,192 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $323 |
| Williamson County FM/Rd | County | 0.0443% | $143 |
| EWC Higher Ed Center | special | 0.0409% | $132 |
| Lower Brushy Creek WCID | Water | 0.0169% | $55 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1627% | $6,979 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $365,023 would pay approximately $2,278 per month (principal and interest only, excluding taxes and insurance).