105 RIDGE OAK DR, GEORGETOWN, TX 78628
GEORGETOWN, 78628 — williamson County
Property at a Glance
This home is estimated between $401,967 and $467,657, with a best estimate of $408,089. That places the property above the G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5 median of $377,162, in a neighborhood that declined 0.4% over the past year.
Estimated Value Range
$408,089
$386,750
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5, this home's estimated market value is between $401,967 and $467,657. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted +$77,756 for 371 sqft more living space and -$2,016 for being older. Net adjustment: +$75,740.
Adjusted +$71,259 for 340 sqft more living space. Net adjustment: +$71,259.
Adjusted +$31,438 for 150 sqft more living space and +$403 for being newer. Net adjustment: +$31,841.
Adjusted -$3,563 for 17 sqft less living space and -$2,016 for being older. Net adjustment: -$5,579.
Adjusted -$8,383 for 40 sqft less living space. Net adjustment: -$8,383.
The Neighborhood
This home is valued 2.5% above the G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5 median of $377,162. With 358 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 0.4% over the past year.
G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5
typicalThis home is +2.5% above the subdivision median.
Tax Analysis
The estimated annual property tax is $7,029 across all districts. With a homestead exemption claimed, that drops to $5,418 — saving $1,611 per year. That's $452 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Georgetown ISD | School | 1.0506% | $4,063 |
| Williamson County | County | 0.3694% | $1,429 |
| Georgetown | City | 0.3530% | $1,365 |
| Williamson County FM/Rd | County | 0.0443% | $171 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 1.8174% | $7,029 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $408,089 would pay approximately $2,547 per month (principal and interest only, excluding taxes and insurance).