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119 SPANISH OAK CIR, GEORGETOWN, TX 78628

GEORGETOWN, 78628 — williamson County

3 bed2 bath2,713 sqftBuilt 1975

Property at a Glance

This home is estimated between $516,849 and $570,787, with a best estimate of $532,730. That places the property above the G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5 median of $377,162, in a neighborhood that declined 0.4% over the past year.

Estimated Value Range

$516,849 $570,787
Best Estimate
$532,730
WCAD Value
$404,415
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5, this home's estimated market value is between $516,849 and $570,787. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

121 SPANISH OAK CIR, GEORGETOWN, TX 78628
0.02 mi 100% similar Same subdivision
3 bed 2 bath 2,012 sqft Built 1980
Raw Value $371,947
Adjusted Value $516,849

Adjusted +$146,918 for 701 sqft more living space and -$2,016 for being older. Net adjustment: +$144,902.

104 SHADY OAK DR, GEORGETOWN, TX 78628
0.02 mi 100% similar Same subdivision
3 bed 2 bath 1,750 sqft Built 1980
Raw Value $370,974
Adjusted Value $570,787

Adjusted +$201,829 for 963 sqft more living space and -$2,016 for being older. Net adjustment: +$199,813.

102 SHADY OAK DR, GEORGETOWN, TX 78628
0.03 mi 100% similar Same subdivision
3 bed 2 bath 1,883 sqft Built 1980
Raw Value $379,330
Adjusted Value $551,269

Adjusted +$173,955 for 830 sqft more living space and -$2,016 for being older. Net adjustment: +$171,939.

106 SHADY OAK DR, GEORGETOWN, TX 78628
0.03 mi 100% similar Same subdivision
3 bed 2 bath 1,968 sqft Built 1980
Raw Value $378,606
Adjusted Value $532,730

Adjusted +$156,140 for 745 sqft more living space and -$2,016 for being older. Net adjustment: +$154,124.

123 SPANISH OAK CIR, GEORGETOWN, TX 78628
0.04 mi 100% similar Same subdivision
3 bed 2 bath 2,025 sqft Built 1980
Raw Value $389,680
Adjusted Value $531,858

Adjusted +$144,194 for 688 sqft more living space and -$2,016 for being older. Net adjustment: +$142,178.

The Neighborhood

This home is valued 7.2% above the G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5 median of $377,162. With 358 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 0.4% over the past year.

G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5

typical
358 Properties
$377,162 Median Value
-0.4% YoY Change
4% Have Pool
96% Have Garage
This Home
$404,415
Median
$377,162

This home is +7.2% above the subdivision median.

Tax Analysis

The estimated annual property tax is $7,350 across all districts. With a homestead exemption claimed, that drops to $5,733 — saving $1,617 per year. That's $478 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Georgetown ISDSchool1.0506%$4,249
Williamson CountyCounty0.3694%$1,494
GeorgetownCity0.3530%$1,428
Williamson County FM/RdCounty0.0443%$179
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.8174%$7,350

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $532,730 would pay approximately $3,325 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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