405 RIDGECREST RD, GEORGETOWN, TX 78628
GEORGETOWN, 78628 — williamson County
Property at a Glance
This home is estimated between $395,060 and $659,801, with a best estimate of $574,859. That places the property above the G180580F - Oakcrest Estates (Riverside & Spring) median of $521,372, in a neighborhood that appreciated 15.7% over the past year.
Estimated Value Range
$574,859
$614,067
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in G180580F - Oakcrest Estates (Riverside & Spring), this home's estimated market value is between $395,060 and $659,801. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$23,194 for 85 sqft less living space and +$24,359 for being newer. Net adjustment: +$1,165.
Adjusted -$176,550 for 647 sqft less living space and +$24,359 for being newer. Net adjustment: -$152,191.
Adjusted -$70,129 for 257 sqft less living space and +$24,359 for being newer. Net adjustment: -$45,770.
Adjusted +$24,286 for 89 sqft more living space and +$24,359 for being newer. Net adjustment: +$48,645.
Adjusted +$120,065 for 440 sqft more living space and +$42,075 for being newer. Net adjustment: +$162,140.
The Neighborhood
This home is valued 17.8% above the G180580F - Oakcrest Estates (Riverside & Spring) median of $521,372. With 168 homes in the subdivision, the property sits in the upper tier. The neighborhood appreciated 15.7% over the past year.
G180580F - Oakcrest Estates (Riverside & Spring)
above averageThis home is +17.8% above the subdivision median.
Tax Analysis
The estimated annual property tax is $9,392 across all districts. With a homestead exemption claimed, that drops to $7,734 — saving $1,658 per year. That's $645 per month a buyer should budget. The assessed value increased +30.7% vs the subdivision average of +15.7%. This above-average increase gives a protest opportunity score of 100 out of 100 — it may be worth challenging the appraisal.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Georgetown ISD | School | 1.0506% | $5,429 |
| Williamson County | County | 0.3694% | $1,909 |
| Georgetown | City | 0.3530% | $1,824 |
| Williamson County FM/Rd | County | 0.0443% | $229 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 1.8174% | $9,392 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $574,859 would pay approximately $3,588 per month (principal and interest only, excluding taxes and insurance).