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304 LIVE OAK ST W, HUTTO, TX 78634

HUTTO, 78634 — williamson County

3 bed3 bath1,746 sqftBuilt 2020

Property at a Glance

This home is estimated between $251,645 and $396,822, with a best estimate of $392,926. That places the property above the H503440I - Cty Hutto lt 1960 Non-Renovated median of $292,883, in a neighborhood that declined 2.6% over the past year.

Estimated Value Range

$251,645 $396,822
Best Estimate
$392,926
WCAD Value
$371,159
Low Confidence

Based on 5 comparable properties(0 in the same subdivision)

There are 5 comparable properties within range, but none are in H503440I - Cty Hutto lt 1960 Non-Renovated. The estimated range of $251,645 and $396,822 should be treated as a rough guide.

Comparable Properties (5)

937 MAIN ST, HUTTO, TX 78634
0.05 mi 97% similar
5 bed 3 bath 1,752 sqft Built 2021
Raw Value $416,984
Adjusted Value $396,822

Adjusted -$1,154 for 6 sqft less living space and -$1,831 for being older and -$17,177 for no garage. Net adjustment: -$20,162.

807 MAIN ST, HUTTO, TX 78634
0.05 mi 94% similar
4 bed 3 bath 1,752 sqft Built 2021
Raw Value $413,088
Adjusted Value $392,926

Adjusted -$1,154 for 6 sqft less living space and -$1,831 for being older and -$17,177 for no garage. Net adjustment: -$20,162.

931 MAIN ST, HUTTO, TX 78634
0.05 mi 93% similar
5 bed 3 bath 1,752 sqft Built 2022
Raw Value $414,671
Adjusted Value $392,678

Adjusted -$1,154 for 6 sqft less living space and -$3,662 for being older and -$17,177 for no garage. Net adjustment: -$21,993.

927 MAIN ST, HUTTO, TX 78634
0.05 mi 93% similar
4 bed 3 bath 2,202 sqft Built 2022
Raw Value $360,212
Adjusted Value $251,645

Adjusted -$87,728 for 456 sqft less living space and -$3,662 for being older and -$17,177 for no garage. Net adjustment: -$108,567.

923 MAIN ST, HUTTO, TX 78634
0.05 mi 92% similar
5 bed 3 bath 1,752 sqft Built 2021
Raw Value $413,088
Adjusted Value $392,926

Adjusted -$1,154 for 6 sqft less living space and -$1,831 for being older and -$17,177 for no garage. Net adjustment: -$20,162.

The Neighborhood

This home is valued 26.7% above the H503440I - Cty Hutto lt 1960 Non-Renovated median of $292,883. With 87 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 2.6% over the past year.

H503440I - Cty Hutto lt 1960 Non-Renovated

above average
87 Properties
$292,883 Median Value
-2.6% YoY Change
1% Have Pool
41% Have Garage
This Home
$371,159
Median
$292,883

This home is +26.7% above the subdivision median.

Tax Analysis

The estimated annual property tax is $4,268 across all districts. With a homestead exemption claimed, that drops to $2,544 — saving $1,724 per year. That's $212 per month a buyer should budget. The assessed value increased +6.6% vs the subdivision average of -2.6%. This above-average increase gives a protest opportunity score of 51 out of 100 — it may be worth challenging the appraisal.

Tax Districts

DistrictTypeRateAnnual Amount
Hutto ISDSchool1.2052%$2,378
HuttoCity0.3859%$762
Williamson CountyCounty0.3694%$729
Williamson County ESD #3 - HuttoESD0.1000%$197
Williamson County FM/RdCounty0.0443%$87
EWC Higher Ed Centerspecial0.0409%$81
Upper Brushy Creek WCIDWater0.0170%$34
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax2.1628%$4,268
51 / 100

Moderate opportunity to protest.

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $392,926 would pay approximately $2,453 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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