1012 HAY NEEDLE LOOP, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $348,094 and $488,822, with a best estimate of $399,769. That places the property above the H317316D - HUTTO CROSSING median of $397,090, in a neighborhood that declined 5.0% over the past year.
Estimated Value Range
$399,769
$404,127
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H317316D - HUTTO CROSSING, this home's estimated market value is between $348,094 and $488,822. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$7,654 for 38 sqft less living space. Net adjustment: -$7,654.
Adjusted -$41,493 for 206 sqft less living space and -$5,559 for being older. Net adjustment: -$47,052.
Adjusted -$33,436 for 166 sqft less living space. Net adjustment: -$33,436.
Adjusted -$109,372 for 543 sqft less living space. Net adjustment: -$109,372.
Adjusted +$67,879 for 337 sqft more living space and -$5,559 for being older. Net adjustment: +$62,320.
The Neighborhood
This home is valued 1.8% above the H317316D - HUTTO CROSSING median of $397,090. With 709 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 5.0% over the past year.
H317316D - HUTTO CROSSING
typicalThis home is +1.8% above the subdivision median.
Tax Analysis
The estimated annual property tax is $8,740 across all districts. With a homestead exemption claimed, that drops to $6,978 — saving $1,762 per year. That's $582 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $4,871 |
| Hutto | City | 0.3859% | $1,560 |
| Williamson County | County | 0.3694% | $1,493 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $404 |
| Williamson County FM/Rd | County | 0.0443% | $179 |
| EWC Higher Ed Center | special | 0.0409% | $165 |
| Upper Brushy Creek WCID | Water | 0.0170% | $69 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1628% | $8,740 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $399,769 would pay approximately $2,495 per month (principal and interest only, excluding taxes and insurance).