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200 MONTEGO ST, HUTTO, TX 78634

HUTTO, 78634 — williamson County

5 bed3 bath1,736 sqftBuilt 2023

Property at a Glance

This home is estimated between $292,857 and $436,393, with a best estimate of $327,407. That places the property below the H415421C - COTTONWOOD CREEK median of $345,428, in a neighborhood that appreciated 95.9% over the past year.

Estimated Value Range

$292,857 $436,393
Best Estimate
$327,407
WCAD Value
$413,085
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in H415421C - COTTONWOOD CREEK, this home's estimated market value is between $292,857 and $436,393. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

206 MONTEGO ST, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
4 bed 3 bath 2,032 sqft Built 2023
Raw Value $351,174
Adjusted Value $292,857

Adjusted -$58,317 for 296 sqft less living space. Net adjustment: -$58,317.

103 MONTEGO ST, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
4 bed 2 bath 1,808 sqft Built 2023
Raw Value $341,592
Adjusted Value $327,407

Adjusted -$14,185 for 72 sqft less living space. Net adjustment: -$14,185.

105 MONTEGO ST, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
3 bed 2 bath 1,960 sqft Built 2023
Raw Value $345,085
Adjusted Value $300,954

Adjusted -$44,131 for 224 sqft less living space. Net adjustment: -$44,131.

114 MONTEGO ST, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
3 bed 2 bath 1,808 sqft Built 2023
Raw Value $341,592
Adjusted Value $327,407

Adjusted -$14,185 for 72 sqft less living space. Net adjustment: -$14,185.

304 MONTEGO ST, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
5 bed 3 bath 1,472 sqft Built 2022
Raw Value $386,385
Adjusted Value $436,393

Adjusted +$52,012 for 264 sqft more living space and -$2,004 for being older. Net adjustment: +$50,008.

The Neighborhood

This home is valued 19.6% above the H415421C - COTTONWOOD CREEK median of $345,428. With 721 homes in the subdivision, the property sits in the upper tier. The neighborhood appreciated 95.9% over the past year.

H415421C - COTTONWOOD CREEK

above average
721 Properties
$345,428 Median Value
+95.9% YoY Change
0% Have Pool
100% Have Garage
This Home
$413,085
Median
$345,428

This home is +19.6% above the subdivision median.

Tax Analysis

The estimated annual property tax is $8,934 across all districts. With a homestead exemption claimed, that drops to $7,170 — saving $1,764 per year. That's $598 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Hutto ISDSchool1.2052%$4,979
HuttoCity0.3859%$1,594
Williamson CountyCounty0.3694%$1,526
Williamson County ESD #3 - HuttoESD0.1000%$413
Williamson County FM/RdCounty0.0443%$183
EWC Higher Ed Centerspecial0.0409%$169
Lower Brushy Creek WCIDWater0.0169%$70
Cottonwood Creek PIDpid0.0000%$0
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax2.1627%$8,934

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $327,407 would pay approximately $2,044 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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