2104 HIGHLAND RIDGE RD, GEORGETOWN, TX 78628
GEORGETOWN, 78628 — williamson County
Property at a Glance
This home is estimated between $375,907 and $519,910, with a best estimate of $395,319. That places the property below the I448514C - Oaks of San Gabriel median of $483,914, in a neighborhood that appreciated 5.1% over the past year.
Estimated Value Range
$395,319
$401,283
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in I448514C - Oaks of San Gabriel, this home's estimated market value is between $375,907 and $519,910. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$62,035 for 262 sqft less living space and -$10,054 for being older. Net adjustment: -$72,089.
Adjusted +$39,305 for 166 sqft more living space. Net adjustment: +$39,305.
Adjusted -$9,945 for 42 sqft less living space. Net adjustment: -$9,945.
Adjusted -$162,664 for 687 sqft less living space. Net adjustment: -$162,664.
Adjusted -$8,287 for 35 sqft less living space and +$10,054 for being newer. Net adjustment: +$1,767.
The Neighborhood
This home is valued 17.1% below the I448514C - Oaks of San Gabriel median of $483,914. That positions it competitively for buyers comparing within the neighborhood. The neighborhood appreciated 5.1% over the past year.
I448514C - Oaks of San Gabriel
below averageThis home is -17.1% below the subdivision median.
Tax Analysis
The estimated annual property tax is $9,796 across all districts. With a homestead exemption claimed, that drops to $7,987 — saving $1,809 per year. That's $666 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Liberty Hill ISD | School | 1.2389% | $4,971 |
| West Williamson County MUD #1 | MUD | 0.7140% | $2,865 |
| Williamson County | County | 0.3694% | $1,483 |
| Williamson County ESD #4 - Liberty Hill | ESD | 0.0745% | $299 |
| Williamson County FM/Rd | County | 0.0443% | $178 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.4412% | $9,796 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $395,319 would pay approximately $2,468 per month (principal and interest only, excluding taxes and insurance).