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122 SPANISH OAK CIR, GEORGETOWN, TX 78628

GEORGETOWN, 78628 — williamson County

3 bed2 bath1,914 sqftBuilt 1980

Property at a Glance

This home is estimated between $396,962 and $466,365, with a best estimate of $402,826. That places the property above the G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5 median of $377,162, in a neighborhood that declined 0.4% over the past year.

Estimated Value Range

$396,962 $466,365
Best Estimate
$402,826
WCAD Value
$379,155
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5, this home's estimated market value is between $396,962 and $466,365. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

113 SPANISH OAK CIR, GEORGETOWN, TX 78628
0.02 mi 100% similar Same subdivision
3 bed 2 bath 1,751 sqft Built 1980
Raw Value $366,501
Adjusted Value $400,663

Adjusted +$34,162 for 163 sqft more living space. Net adjustment: +$34,162.

114 SPANISH OAK CIR, GEORGETOWN, TX 78628
0.02 mi 100% similar Same subdivision
3 bed 2 bath 1,740 sqft Built 1980
Raw Value $429,897
Adjusted Value $466,365

Adjusted +$36,468 for 174 sqft more living space. Net adjustment: +$36,468.

112 SPANISH OAK CIR, GEORGETOWN, TX 78628
0.03 mi 100% similar Same subdivision
2 bed 2 bath 1,603 sqft Built 1973
Raw Value $334,823
Adjusted Value $402,826

Adjusted +$65,181 for 311 sqft more living space and +$2,822 for being newer. Net adjustment: +$68,003.

115 SPANISH OAK CIR, GEORGETOWN, TX 78628
0.03 mi 100% similar Same subdivision
3 bed 2 bath 2,055 sqft Built 1980
Raw Value $426,513
Adjusted Value $396,962

Adjusted -$29,551 for 141 sqft less living space. Net adjustment: -$29,551.

111 SPANISH OAK CIR, GEORGETOWN, TX 78628
0.02 mi 100% similar Same subdivision
3 bed 2 bath 1,652 sqft Built 1980
Raw Value $356,140
Adjusted Value $411,051

Adjusted +$54,911 for 262 sqft more living space. Net adjustment: +$54,911.

The Neighborhood

This home is in line with the G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5 median of $377,162. Note that values in this subdivision declined 0.4% over the past year.

G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5

typical
358 Properties
$377,162 Median Value
-0.4% YoY Change
4% Have Pool
96% Have Garage
This Home
$379,155
Median
$377,162

This home is +0.5% above the subdivision median.

Tax Analysis

The estimated annual property tax is $6,891 across all districts. With a homestead exemption claimed, that drops to $5,283 — saving $1,608 per year. That's $440 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Georgetown ISDSchool1.0506%$3,983
Williamson CountyCounty0.3694%$1,401
GeorgetownCity0.3530%$1,338
Williamson County FM/RdCounty0.0443%$168
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.8174%$6,891

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $402,826 would pay approximately $2,514 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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