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109 OAK RIDGE CIR, GEORGETOWN, TX 78628

GEORGETOWN, 78628 — williamson County

3 bed2 bath2,176 sqftBuilt 1975

Property at a Glance

This home is estimated between $403,871 and $493,710, with a best estimate of $425,751. That places the property above the G197584F - Turtle Bend Sec 1, 1 (RESUB), 2, & Others median of $418,610, in a neighborhood that declined 14.1% over the past year.

Estimated Value Range

$403,871 $493,710
Best Estimate
$425,751
WCAD Value
$373,939
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in G197584F - Turtle Bend Sec 1, 1 (RESUB), 2, & Others, this home's estimated market value is between $403,871 and $493,710. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

107 OAK RIDGE CIR, GEORGETOWN, TX 78628
0.02 mi 100% similar Same subdivision
3 bed 2 bath 2,579 sqft Built 1975
Raw Value $491,308
Adjusted Value $403,871

Adjusted -$87,437 for 403 sqft less living space. Net adjustment: -$87,437.

111 OAK RIDGE CIR, GEORGETOWN, TX 78628
0.02 mi 100% similar Same subdivision
3 bed 2 bath 1,628 sqft Built 1975
Raw Value $358,952
Adjusted Value $477,849

Adjusted +$118,897 for 548 sqft more living space. Net adjustment: +$118,897.

105 OAK RIDGE CIR, GEORGETOWN, TX 78628
0.03 mi 100% similar Same subdivision
4 bed 2 bath 1,600 sqft Built 1975
Raw Value $368,738
Adjusted Value $493,710

Adjusted +$124,972 for 576 sqft more living space. Net adjustment: +$124,972.

113 OAK RIDGE CIR, GEORGETOWN, TX 78628
0.04 mi 100% similar Same subdivision
3 bed 2 bath 2,552 sqft Built 1975
Raw Value $494,767
Adjusted Value $413,188

Adjusted -$81,579 for 376 sqft less living space. Net adjustment: -$81,579.

106 OAK RIDGE CIR, GEORGETOWN, TX 78628
0.05 mi 100% similar Same subdivision
3 bed 2 bath 1,954 sqft Built 1975
Raw Value $377,585
Adjusted Value $425,751

Adjusted +$48,166 for 222 sqft more living space. Net adjustment: +$48,166.

The Neighborhood

This home is valued 10.7% below the G197584F - Turtle Bend Sec 1, 1 (RESUB), 2, & Others median of $418,610. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 14.1% over the past year.

G197584F - Turtle Bend Sec 1, 1 (RESUB), 2, & Others

typical
90 Properties
$418,610 Median Value
-14.1% YoY Change
6% Have Pool
84% Have Garage
This Home
$373,939
Median
$418,610

This home is -10.7% below the subdivision median.

Tax Analysis

The estimated annual property tax is $5,817 across all districts. With a homestead exemption claimed, that drops to $4,277 — saving $1,540 per year. That's $356 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Georgetown ISDSchool1.0506%$3,929
Williamson CountyCounty0.3694%$1,382
Williamson County ESD #8 - GeorgetownESD0.0912%$341
Williamson County FM/RdCounty0.0443%$166
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.5556%$5,817

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $425,751 would pay approximately $2,658 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/17/2026.

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