500 MOSSY ROCK DR, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $254,053 and $399,210, with a best estimate of $280,991. That places the property below the H406420C - Cross Creek median of $379,634, in a neighborhood that declined 4.2% over the past year.
Estimated Value Range
$280,991
$293,664
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H406420C - Cross Creek, this home's estimated market value is between $254,053 and $399,210. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$34,929 for 165 sqft less living space. Net adjustment: -$34,929.
Adjusted -$28,155 for 133 sqft less living space. Net adjustment: -$28,155.
Adjusted -$28,155 for 133 sqft less living space. Net adjustment: -$28,155.
Adjusted -$72,610 for 343 sqft less living space. Net adjustment: -$72,610.
Adjusted -$31,754 for 150 sqft less living space. Net adjustment: -$31,754.
The Neighborhood
This home is valued 22.6% below the H406420C - Cross Creek median of $379,634. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 4.2% over the past year.
H406420C - Cross Creek
below averageThis home is -22.6% below the subdivision median.
Tax Analysis
The estimated annual property tax is $6,351 across all districts. With a homestead exemption claimed, that drops to $4,610 — saving $1,741 per year. That's $384 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $3,539 |
| Hutto | City | 0.3859% | $1,133 |
| Williamson County | County | 0.3694% | $1,085 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $294 |
| Williamson County FM/Rd | County | 0.0443% | $130 |
| EWC Higher Ed Center | special | 0.0409% | $120 |
| Lower Brushy Creek WCID | Water | 0.0169% | $50 |
| Cross Creek PID | pid | 0.0000% | $0 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1627% | $6,351 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $280,991 would pay approximately $1,754 per month (principal and interest only, excluding taxes and insurance).