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405 HARBOR DR, GEORGETOWN, TX 78633

GEORGETOWN, 78633 — williamson County

4 bed2 bath1,742 sqftBuilt 1996

Property at a Glance

This home is estimated between $390,547 and $508,420, with a best estimate of $428,157. That places the property below the G730590D - North Lake median of $597,120, in a neighborhood that appreciated 5.3% over the past year.

Estimated Value Range

$390,547 $508,420
Best Estimate
$428,157
WCAD Value
$488,870
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in G730590D - North Lake, this home's estimated market value is between $390,547 and $508,420. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

501 HARBOR DR, GEORGETOWN, TX 78633
0.04 mi 100% similar Same subdivision
3 bed 2 bath 2,108 sqft Built 1985
Raw Value $517,677
Adjusted Value $508,420

Adjusted -$105,984 for 366 sqft less living space and +$44,487 for being newer and +$52,240 for having a garage. Net adjustment: -$9,257.

404 HARBOR DR, GEORGETOWN, TX 78633
0.04 mi 100% similar Same subdivision
3 bed 2 bath 2,227 sqft Built 2005
Raw Value $589,145
Adjusted Value $412,303

Adjusted -$140,444 for 485 sqft less living space and -$36,398 for being older. Net adjustment: -$176,842.

113 BUOY DR, GEORGETOWN, TX 78633
0.04 mi 100% similar Same subdivision
3 bed 2 bath 1,881 sqft Built 2014
Raw Value $451,354
Adjusted Value $390,547

Adjusted -$40,251 for 139 sqft less living space and -$72,796 for being older and +$52,240 for having a garage. Net adjustment: -$60,807.

305 HARBOR DR, GEORGETOWN, TX 78633
0.07 mi 100% similar Same subdivision
4 bed 3 bath 2,038 sqft Built 2001
Raw Value $544,703
Adjusted Value $438,768

Adjusted -$85,714 for 296 sqft less living space and -$20,221 for being older. Net adjustment: -$105,935.

203 SHOAL DR, GEORGETOWN, TX 78633
0.09 mi 100% similar Same subdivision
3 bed 2 bath 2,032 sqft Built 1986
Raw Value $471,692
Adjusted Value $428,157

Adjusted -$83,977 for 290 sqft less living space and +$40,442 for being newer. Net adjustment: -$43,535.

The Neighborhood

This home is valued 18.1% below the G730590D - North Lake median of $597,120. That positions it competitively for buyers comparing within the neighborhood. The neighborhood appreciated 5.3% over the past year.

G730590D - North Lake

below average
441 Properties
$597,120 Median Value
+5.3% YoY Change
5% Have Pool
75% Have Garage
This Home
$488,870
Median
$597,120

This home is -18.1% below the subdivision median.

Tax Analysis

The estimated annual property tax is $7,605 across all districts. With a homestead exemption claimed, that drops to $6,044 — saving $1,561 per year. That's $504 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Georgetown ISDSchool1.0506%$5,136
Williamson CountyCounty0.3694%$1,806
Williamson County ESD #8 - GeorgetownESD0.0912%$446
Williamson County FM/RdCounty0.0443%$217
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.5556%$7,605

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $428,157 would pay approximately $2,673 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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