120 FINLEY ST, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $404,904 and $518,629, with a best estimate of $445,610. That places the property above the H108318D - Hutto Square Sec 5A median of $414,551, in a neighborhood that declined 2.0% over the past year.
Estimated Value Range
$445,610
$402,922
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H108318D - Hutto Square Sec 5A, this home's estimated market value is between $404,904 and $518,629. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted +$15,601 for 78 sqft more living space and -$9,784 for being older. Net adjustment: +$5,817.
Adjusted +$101,407 for 507 sqft more living space and -$9,784 for being older. Net adjustment: +$91,623.
Adjusted +$93,007 for 465 sqft more living space. Net adjustment: +$93,007.
Adjusted +$15,401 for 77 sqft more living space. Net adjustment: +$15,401.
Adjusted +$88,606 for 443 sqft more living space. Net adjustment: +$88,606.
The Neighborhood
This home is valued 2.8% below the H108318D - Hutto Square Sec 5A median of $414,551. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 2.0% over the past year.
H108318D - Hutto Square Sec 5A
typicalThis home is -2.8% below the subdivision median.
Tax Analysis
The estimated annual property tax is $8,714 across all districts. With a homestead exemption claimed, that drops to $6,953 — saving $1,761 per year. That's $579 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $4,856 |
| Hutto | City | 0.3859% | $1,555 |
| Williamson County | County | 0.3694% | $1,489 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $403 |
| Williamson County FM/Rd | County | 0.0443% | $179 |
| EWC Higher Ed Center | special | 0.0409% | $165 |
| Upper Brushy Creek WCID | Water | 0.0170% | $68 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1628% | $8,714 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $445,610 would pay approximately $2,781 per month (principal and interest only, excluding taxes and insurance).