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105 FINLEY ST, HUTTO, TX 78634

HUTTO, 78634 — williamson County

3 bed2 bath1,714 sqftBuilt 2019

Property at a Glance

This home is estimated between $311,881 and $425,606, with a best estimate of $352,587. That places the property below the H108318D - Hutto Square Sec 5A median of $414,551, in a neighborhood that declined 2.0% over the past year.

Estimated Value Range

$311,881 $425,606
Best Estimate
$352,587
WCAD Value
$352,452
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in H108318D - Hutto Square Sec 5A, this home's estimated market value is between $311,881 and $425,606. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

104 FINLEY ST, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
3 bed 2 bath 2,150 sqft Built 2019
Raw Value $399,087
Adjusted Value $311,881

Adjusted -$87,206 for 436 sqft less living space. Net adjustment: -$87,206.

106 FINLEY ST, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
3 bed 2 bath 1,721 sqft Built 2019
Raw Value $353,987
Adjusted Value $352,587

Adjusted -$1,400 for 7 sqft less living space. Net adjustment: -$1,400.

201 FINLEY ST, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
3 bed 2 bath 1,763 sqft Built 2018
Raw Value $357,866
Adjusted Value $357,849

Adjusted -$9,801 for 49 sqft less living space and +$9,784 for being newer. Net adjustment: -$17.

136 FINLEY ST, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
3 bed 2 bath 2,151 sqft Built 2018
Raw Value $425,383
Adjusted Value $347,761

Adjusted -$87,406 for 437 sqft less living space and +$9,784 for being newer. Net adjustment: -$77,622.

202 FINLEY ST, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
4 bed 2 bath 1,785 sqft Built 2018
Raw Value $430,023
Adjusted Value $425,606

Adjusted -$14,201 for 71 sqft less living space and +$9,784 for being newer. Net adjustment: -$4,417.

The Neighborhood

This home is valued 15.0% below the H108318D - Hutto Square Sec 5A median of $414,551. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 2.0% over the past year.

H108318D - Hutto Square Sec 5A

typical
169 Properties
$414,551 Median Value
-2.0% YoY Change
1% Have Pool
100% Have Garage
This Home
$352,452
Median
$414,551

This home is -15.0% below the subdivision median.

Tax Analysis

The estimated annual property tax is $7,623 across all districts. With a homestead exemption claimed, that drops to $5,870 — saving $1,753 per year. That's $489 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Hutto ISDSchool1.2052%$4,248
HuttoCity0.3859%$1,360
Williamson CountyCounty0.3694%$1,302
Williamson County ESD #3 - HuttoESD0.1000%$352
Williamson County FM/RdCounty0.0443%$156
EWC Higher Ed Centerspecial0.0409%$144
Upper Brushy Creek WCIDWater0.0170%$60
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax2.1628%$7,623

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $352,587 would pay approximately $2,201 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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