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105 COTTONWOOD DR, HUTTO, TX 78634

HUTTO, 78634 — williamson County

3 bed2 bath1,221 sqftBuilt 2001

Property at a Glance

This home is estimated between $198,553 and $288,211, with a best estimate of $229,984. That places the property below the H202499H - Clark's Crossing Sec 1,2,3 median of $267,669, in a neighborhood that declined 6.6% over the past year.

Estimated Value Range

$198,553 $288,211
Best Estimate
$229,984
WCAD Value
$330,404
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in H202499H - Clark's Crossing Sec 1,2,3, this home's estimated market value is between $198,553 and $288,211. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

104 COTTONWOOD DR, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
3 bed 2 bath 1,197 sqft Built 1987
Raw Value $245,090
Adjusted Value $250,979

Adjusted +$4,707 for 24 sqft more living space and +$1,182 for being newer. Net adjustment: +$5,889.

102 COTTONWOOD DR, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
3 bed 2 bath 1,312 sqft Built 1984
Raw Value $246,396
Adjusted Value $229,984

Adjusted -$17,847 for 91 sqft less living space and +$1,435 for being newer. Net adjustment: -$16,412.

106 COTTONWOOD DR, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
3 bed 2 bath 1,593 sqft Built 1985
Raw Value $270,160
Adjusted Value $198,553

Adjusted -$72,958 for 372 sqft less living space and +$1,351 for being newer. Net adjustment: -$71,607.

103 COTTONWOOD DR, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
3 bed 2 bath 1,410 sqft Built 1984
Raw Value $259,689
Adjusted Value $224,057

Adjusted -$37,067 for 189 sqft less living space and +$1,435 for being newer. Net adjustment: -$35,632.

108 COTTONWOOD DR, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
3 bed 2 bath 1,229 sqft Built 1987
Raw Value $288,598
Adjusted Value $288,211

Adjusted -$1,569 for 8 sqft less living space and +$1,182 for being newer. Net adjustment: -$387.

The Neighborhood

This home is valued 23.4% above the H202499H - Clark's Crossing Sec 1,2,3 median of $267,669. With 187 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 6.6% over the past year.

H202499H - Clark's Crossing Sec 1,2,3

above average
187 Properties
$267,669 Median Value
-6.6% YoY Change
2% Have Pool
99% Have Garage
This Home
$330,404
Median
$267,669

This home is +23.4% above the subdivision median.

Tax Analysis

The estimated annual property tax is $7,146 across all districts. With a homestead exemption claimed, that drops to $5,397 — saving $1,749 per year. That's $450 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Hutto ISDSchool1.2052%$3,982
HuttoCity0.3859%$1,275
Williamson CountyCounty0.3694%$1,221
Williamson County ESD #3 - HuttoESD0.1000%$330
Williamson County FM/RdCounty0.0443%$146
EWC Higher Ed Centerspecial0.0409%$135
Lower Brushy Creek WCIDWater0.0169%$56
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax2.1627%$7,146

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $229,984 would pay approximately $1,436 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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