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304 CONCHO RIVER DR, HUTTO, TX 78634

HUTTO, 78634 — williamson County

4 bed2 bath2,060 sqftBuilt 2024

Property at a Glance

This home is estimated between $390,591 and $414,627, with a best estimate of $397,139. That places the property above the H315322C - Southgate median of $352,834, in a neighborhood that declined 3.8% over the past year.

Estimated Value Range

$390,591 $414,627
Best Estimate
$397,139
WCAD Value
$372,868
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in H315322C - Southgate, this home's estimated market value is between $390,591 and $414,627. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

601 CONCHO RIVER DR, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
4 bed 2 bath 1,976 sqft Built 2022
Raw Value $355,942
Adjusted Value $390,591

Adjusted +$15,336 for 84 sqft more living space and +$19,313 for being newer. Net adjustment: +$34,649.

620 CONCHO RIVER DR, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
4 bed 2 bath 1,976 sqft Built 2021
Raw Value $352,834
Adjusted Value $397,139

Adjusted +$15,336 for 84 sqft more living space and +$28,969 for being newer. Net adjustment: +$44,305.

401 CONCHO RIVER DR, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
4 bed 2 bath 1,909 sqft Built 2024
Raw Value $387,058
Adjusted Value $414,627

Adjusted +$27,569 for 151 sqft more living space. Net adjustment: +$27,569.

608 CONCHO RIVER DR, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
4 bed 2 bath 2,000 sqft Built 2021
Raw Value $358,537
Adjusted Value $398,461

Adjusted +$10,955 for 60 sqft more living space and +$28,969 for being newer. Net adjustment: +$39,924.

615 CONCHO RIVER DR, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
4 bed 2 bath 2,000 sqft Built 2021
Raw Value $352,877
Adjusted Value $392,801

Adjusted +$10,955 for 60 sqft more living space and +$28,969 for being newer. Net adjustment: +$39,924.

The Neighborhood

This home is valued 5.7% above the H315322C - Southgate median of $352,834. With 267 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 3.8% over the past year.

H315322C - Southgate

typical
267 Properties
$352,834 Median Value
-3.8% YoY Change
0% Have Pool
100% Have Garage
This Home
$372,868
Median
$352,834

This home is +5.7% above the subdivision median.

Tax Analysis

The estimated annual property tax is $8,064 across all districts. With a homestead exemption claimed, that drops to $6,308 — saving $1,756 per year. That's $526 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Hutto ISDSchool1.2052%$4,494
HuttoCity0.3859%$1,439
Williamson CountyCounty0.3694%$1,378
Williamson County ESD #3 - HuttoESD0.1000%$373
Williamson County FM/RdCounty0.0443%$165
EWC Higher Ed Centerspecial0.0409%$152
Upper Brushy Creek WCIDWater0.0170%$63
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax2.1628%$8,064

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $397,139 would pay approximately $2,479 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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