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110 MONTEGO ST, HUTTO, TX 78634

HUTTO, 78634 — williamson County

4 bed2 bath1,327 sqftBuilt 2023

Property at a Glance

This home is estimated between $246,828 and $355,814, with a best estimate of $257,584. That places the property below the H415421C - COTTONWOOD CREEK median of $345,428, in a neighborhood that appreciated 95.9% over the past year.

Estimated Value Range

$246,828 $355,814
Best Estimate
$257,584
WCAD Value
$402,226
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in H415421C - COTTONWOOD CREEK, this home's estimated market value is between $246,828 and $355,814. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

103 MONTEGO ST, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
4 bed 2 bath 1,808 sqft Built 2023
Raw Value $341,592
Adjusted Value $246,828

Adjusted -$94,764 for 481 sqft less living space. Net adjustment: -$94,764.

114 MONTEGO ST, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
3 bed 2 bath 1,808 sqft Built 2023
Raw Value $341,592
Adjusted Value $246,828

Adjusted -$94,764 for 481 sqft less living space. Net adjustment: -$94,764.

304 MONTEGO ST, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
5 bed 3 bath 1,472 sqft Built 2022
Raw Value $386,385
Adjusted Value $355,814

Adjusted -$28,567 for 145 sqft less living space and -$2,004 for being older. Net adjustment: -$30,571.

300 MONTEGO ST, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
4 bed 2 bath 1,670 sqft Built 2022
Raw Value $327,164
Adjusted Value $257,584

Adjusted -$67,576 for 343 sqft less living space and -$2,004 for being older. Net adjustment: -$69,580.

208 MONTEGO ST, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
4 bed 3 bath 1,500 sqft Built 2022
Raw Value $383,074
Adjusted Value $346,986

Adjusted -$34,084 for 173 sqft less living space and -$2,004 for being older. Net adjustment: -$36,088.

The Neighborhood

This home is valued 16.4% above the H415421C - COTTONWOOD CREEK median of $345,428. With 721 homes in the subdivision, the property sits in the upper tier. The neighborhood appreciated 95.9% over the past year.

H415421C - COTTONWOOD CREEK

above average
721 Properties
$345,428 Median Value
+95.9% YoY Change
0% Have Pool
100% Have Garage
This Home
$402,226
Median
$345,428

This home is +16.4% above the subdivision median.

Tax Analysis

The estimated annual property tax is $8,699 across all districts. With a homestead exemption claimed, that drops to $6,937 — saving $1,762 per year. That's $578 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Hutto ISDSchool1.2052%$4,848
HuttoCity0.3859%$1,552
Williamson CountyCounty0.3694%$1,486
Williamson County ESD #3 - HuttoESD0.1000%$402
Williamson County FM/RdCounty0.0443%$178
EWC Higher Ed Centerspecial0.0409%$164
Lower Brushy Creek WCIDWater0.0169%$68
Cottonwood Creek PIDpid0.0000%$0
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax2.1627%$8,699

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $257,584 would pay approximately $1,608 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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