404 PALO BREA LOOP, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $387,339 and $507,075, with a best estimate of $397,898. That places the property below the H314423B - COVERED BRIDGE median of $420,515, in a neighborhood that appreciated 107.2% over the past year.
Estimated Value Range
$397,898
$391,129
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H314423B - COVERED BRIDGE, this home's estimated market value is between $387,339 and $507,075. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted +$62,476 for 231 sqft more living space and +$14,661 for being newer. Net adjustment: +$77,137.
Adjusted +$2,434 for 9 sqft more living space and +$14,661 for being newer. Net adjustment: +$17,095.
Adjusted +$27,046 for 100 sqft more living space. Net adjustment: +$27,046.
Adjusted +$141,990 for 525 sqft more living space and +$14,661 for being newer. Net adjustment: +$156,651.
Adjusted +$30,562 for 113 sqft more living space. Net adjustment: +$30,562.
The Neighborhood
This home is valued 7.0% below the H314423B - COVERED BRIDGE median of $420,515. That positions it competitively for buyers comparing within the neighborhood. The neighborhood appreciated 107.2% over the past year.
H314423B - COVERED BRIDGE
typicalThis home is -7.0% below the subdivision median.
Tax Analysis
The estimated annual property tax is $8,459 across all districts. With a homestead exemption claimed, that drops to $6,700 — saving $1,759 per year. That's $558 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $4,714 |
| Hutto | City | 0.3859% | $1,509 |
| Williamson County | County | 0.3694% | $1,445 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $391 |
| Williamson County FM/Rd | County | 0.0443% | $173 |
| EWC Higher Ed Center | special | 0.0409% | $160 |
| Upper Brushy Creek WCID | Water | 0.0170% | $66 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1628% | $8,459 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $397,898 would pay approximately $2,484 per month (principal and interest only, excluding taxes and insurance).