304 MONTEGO ST, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $242,849 and $432,797, with a best estimate of $288,155. That places the property below the H415421C - COTTONWOOD CREEK median of $345,428, in a neighborhood that appreciated 95.9% over the past year.
Estimated Value Range
$288,155
$386,385
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H415421C - COTTONWOOD CREEK, this home's estimated market value is between $242,849 and $432,797. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$110,329 for 560 sqft less living space and +$2,004 for being newer. Net adjustment: -$108,325.
Adjusted -$66,197 for 336 sqft less living space and +$2,004 for being newer. Net adjustment: -$64,193.
Adjusted -$39,009 for 198 sqft less living space. Net adjustment: -$39,009.
Adjusted -$5,516 for 28 sqft less living space. Net adjustment: -$5,516.
Adjusted +$28,567 for 145 sqft more living space and +$2,004 for being newer. Net adjustment: +$30,571.
The Neighborhood
This home is valued 11.9% above the H415421C - COTTONWOOD CREEK median of $345,428. With 721 homes in the subdivision, the property sits in the upper tier. The neighborhood appreciated 95.9% over the past year.
H415421C - COTTONWOOD CREEK
typicalThis home is +11.9% above the subdivision median.
Tax Analysis
The estimated annual property tax is $8,356 across all districts. With a homestead exemption claimed, that drops to $6,598 — saving $1,758 per year. That's $550 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $4,657 |
| Hutto | City | 0.3859% | $1,491 |
| Williamson County | County | 0.3694% | $1,427 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $386 |
| Williamson County FM/Rd | County | 0.0443% | $171 |
| EWC Higher Ed Center | special | 0.0409% | $158 |
| Lower Brushy Creek WCID | Water | 0.0169% | $65 |
| Cottonwood Creek PID | pid | 0.0000% | $0 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1627% | $8,356 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $288,155 would pay approximately $1,799 per month (principal and interest only, excluding taxes and insurance).