418 OSIER PASS, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $315,380 and $436,442, with a best estimate of $423,909. That places the property above the H406420C - Cross Creek median of $379,634, in a neighborhood that declined 4.2% over the past year.
Estimated Value Range
$423,909
$331,370
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H406420C - Cross Creek, this home's estimated market value is between $315,380 and $436,442. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted +$37,893 for 179 sqft more living space. Net adjustment: +$37,893.
Adjusted +$9,738 for 46 sqft more living space. Net adjustment: +$9,738.
Adjusted +$12,490 for 59 sqft more living space. Net adjustment: +$12,490.
Adjusted -$72,822 for 344 sqft less living space and +$10,996 for being newer. Net adjustment: -$61,826.
Adjusted -$26,673 for 126 sqft less living space. Net adjustment: -$26,673.
The Neighborhood
This home is valued 12.7% below the H406420C - Cross Creek median of $379,634. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 4.2% over the past year.
H406420C - Cross Creek
typicalThis home is -12.7% below the subdivision median.
Tax Analysis
The estimated annual property tax is $7,167 across all districts. With a homestead exemption claimed, that drops to $5,418 — saving $1,749 per year. That's $452 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $3,994 |
| Hutto | City | 0.3859% | $1,279 |
| Williamson County | County | 0.3694% | $1,224 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $331 |
| Williamson County FM/Rd | County | 0.0443% | $147 |
| EWC Higher Ed Center | special | 0.0409% | $135 |
| Lower Brushy Creek WCID | Water | 0.0169% | $56 |
| Cross Creek PID | pid | 0.0000% | $0 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1627% | $7,167 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $423,909 would pay approximately $2,646 per month (principal and interest only, excluding taxes and insurance).