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432 SPEARS RANCH RD, JARRELL, TX 76537

JARRELL, 76537 — williamson County

4 bed3 bath2,016 sqftBuilt 2007

Property at a Glance

This home is estimated between $49,740 and $454,604, with a best estimate of $49,740. That places the property below the J103603C - SPEARS RANCH median of $1,101,875, in a neighborhood that declined 8.6% over the past year.

Estimated Value Range

$49,740 $454,604
Best Estimate
$49,740
WCAD Value
$981,206
Low Confidence

Based on 5 comparable properties(1 in the same subdivision)

There are 5 comparable properties within range, but few are in J103603C - SPEARS RANCH. The estimated range of $49,740 and $454,604 should be treated as a rough guide.

Comparable Properties (5)

500 SPEAR'S RANCH RD, JARRELL, TX 76537
0.02 mi 89% similar Same subdivision
3 bed 2,967 sqft Built 2025
Raw Value $1,166,467
Adjusted Value $454,604

Adjusted -$360,189 for 951 sqft less living space and -$351,674 for being older. Net adjustment: -$711,863.

4 bed 2 bath 1,606 sqft Built 2024
Raw Value $226,590
Adjusted Value $49,740

Adjusted +$155,287 for 410 sqft more living space and -$332,137 for being older. Net adjustment: -$176,850.

4 bed 2 bath 1,606 sqft Built 2024
Raw Value $226,590
Adjusted Value $49,740

Adjusted +$155,287 for 410 sqft more living space and -$332,137 for being older. Net adjustment: -$176,850.

4 bed 2 bath 1,606 sqft Built 2024
Raw Value $226,590
Adjusted Value $49,740

Adjusted +$155,287 for 410 sqft more living space and -$332,137 for being older. Net adjustment: -$176,850.

3 bed 2 bath 1,498 sqft Built 2025
Raw Value $270,107
Adjusted Value $114,625

Adjusted +$196,192 for 518 sqft more living space and -$351,674 for being older. Net adjustment: -$155,482.

The Neighborhood

This home is valued 11.0% below the J103603C - SPEARS RANCH median of $1,101,875. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 8.6% over the past year.

J103603C - SPEARS RANCH

typical
71 Properties
$1,101,875 Median Value
-8.6% YoY Change
3% Have Pool
83% Have Garage
This Home
$981,206
Median
$1,101,875

This home is -11.0% below the subdivision median.

Tax Analysis

The estimated annual property tax is $10,970 across all districts. With a homestead exemption claimed, that drops to $9,216 — saving $1,754 per year. That's $768 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Jarrell ISDSchool1.1669%$7,616
Williamson CountyCounty0.3694%$2,411
Williamson County ESD #5 - JarrellESD0.1000%$653
Williamson County FM/RdCounty0.0443%$289
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.6807%$10,970

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $49,740 would pay approximately $310 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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