122 FINLEY ST, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $313,298 and $427,023, with a best estimate of $354,004. That places the property below the H108318D - Hutto Square Sec 5A median of $414,551, in a neighborhood that declined 2.0% over the past year.
Estimated Value Range
$354,004
$370,195
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H108318D - Hutto Square Sec 5A, this home's estimated market value is between $313,298 and $427,023. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$76,005 for 380 sqft less living space and -$9,784 for being older. Net adjustment: -$85,789.
Adjusted +$9,801 for 49 sqft more living space and -$9,784 for being older. Net adjustment: +$17.
Adjusted +$1,400 for 7 sqft more living space. Net adjustment: +$1,400.
Adjusted -$76,205 for 381 sqft less living space. Net adjustment: -$76,205.
Adjusted -$3,000 for 15 sqft less living space. Net adjustment: -$3,000.
The Neighborhood
This home is valued 10.7% below the H108318D - Hutto Square Sec 5A median of $414,551. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 2.0% over the past year.
H108318D - Hutto Square Sec 5A
typicalThis home is -10.7% below the subdivision median.
Tax Analysis
The estimated annual property tax is $8,006 across all districts. With a homestead exemption claimed, that drops to $6,251 — saving $1,755 per year. That's $521 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $4,462 |
| Hutto | City | 0.3859% | $1,429 |
| Williamson County | County | 0.3694% | $1,368 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $370 |
| Williamson County FM/Rd | County | 0.0443% | $164 |
| EWC Higher Ed Center | special | 0.0409% | $151 |
| Upper Brushy Creek WCID | Water | 0.0170% | $63 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1628% | $8,006 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $354,004 would pay approximately $2,210 per month (principal and interest only, excluding taxes and insurance).