109 HERALD DR, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $272,779 and $300,880, with a best estimate of $286,783. That places the property below the H415421C - COTTONWOOD CREEK median of $345,428, in a neighborhood that appreciated 95.9% over the past year.
Estimated Value Range
$286,783
$324,434
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H415421C - COTTONWOOD CREEK, this home's estimated market value is between $272,779 and $300,880. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$41,767 for 212 sqft less living space. Net adjustment: -$41,767.
Adjusted -$81,564 for 414 sqft less living space. Net adjustment: -$81,564.
Adjusted -$65,409 for 332 sqft less living space. Net adjustment: -$65,409.
Adjusted -$81,367 for 413 sqft less living space. Net adjustment: -$81,367.
Adjusted -$59,893 for 304 sqft less living space. Net adjustment: -$59,893.
The Neighborhood
This home is valued 6.1% below the H415421C - COTTONWOOD CREEK median of $345,428. That positions it competitively for buyers comparing within the neighborhood. The neighborhood appreciated 95.9% over the past year.
H415421C - COTTONWOOD CREEK
typicalThis home is -6.1% below the subdivision median.
Tax Analysis
The estimated annual property tax is $7,017 across all districts. With a homestead exemption claimed, that drops to $5,269 — saving $1,748 per year. That's $439 per month a buyer should budget. The assessed value increased +310.7% vs the subdivision average of +95.9%. This above-average increase gives a protest opportunity score of 100 out of 100 — it may be worth challenging the appraisal.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $3,910 |
| Hutto | City | 0.3859% | $1,252 |
| Williamson County | County | 0.3694% | $1,199 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $324 |
| Williamson County FM/Rd | County | 0.0443% | $144 |
| EWC Higher Ed Center | special | 0.0409% | $133 |
| Lower Brushy Creek WCID | Water | 0.0169% | $55 |
| Cottonwood Creek PID | pid | 0.0000% | $0 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1627% | $7,017 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $286,783 would pay approximately $1,790 per month (principal and interest only, excluding taxes and insurance).