407 ELM CREEK DR, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $312,862 and $386,878, with a best estimate of $360,461. That places the property above the H315322C - Southgate median of $352,834, in a neighborhood that declined 3.8% over the past year.
Estimated Value Range
$360,461
$341,224
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H315322C - Southgate, this home's estimated market value is between $312,862 and $386,878. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$67,006 for 367 sqft less living space. Net adjustment: -$67,006.
Adjusted +$32,316 for 177 sqft more living space. Net adjustment: +$32,316.
Adjusted +$72,483 for 397 sqft more living space and +$9,656 for being newer. Net adjustment: +$82,139.
Adjusted +$32,316 for 177 sqft more living space. Net adjustment: +$32,316.
Adjusted +$32,316 for 177 sqft more living space and -$9,656 for being older. Net adjustment: +$22,660.
The Neighborhood
This home is valued 3.3% below the H315322C - Southgate median of $352,834. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 3.8% over the past year.
H315322C - Southgate
typicalThis home is -3.3% below the subdivision median.
Tax Analysis
The estimated annual property tax is $7,380 across all districts. With a homestead exemption claimed, that drops to $5,630 — saving $1,750 per year. That's $469 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $4,112 |
| Hutto | City | 0.3859% | $1,317 |
| Williamson County | County | 0.3694% | $1,261 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $341 |
| Williamson County FM/Rd | County | 0.0443% | $151 |
| EWC Higher Ed Center | special | 0.0409% | $139 |
| Upper Brushy Creek WCID | Water | 0.0170% | $58 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1628% | $7,380 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $360,461 would pay approximately $2,250 per month (principal and interest only, excluding taxes and insurance).