109 COTTON CREEK WAY, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $320,433 and $363,977, with a best estimate of $331,058. That places the property above the H402401H - Creekside Estates, Sec 1 & 2 median of $276,903, in a neighborhood that declined 5.8% over the past year.
Estimated Value Range
$331,058
$286,374
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H402401H - Creekside Estates, Sec 1 & 2, this home's estimated market value is between $320,433 and $363,977. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted +$55,819 for 282 sqft more living space. Net adjustment: +$55,819.
Adjusted +$91,051 for 460 sqft more living space. Net adjustment: +$91,051.
Adjusted +$59,777 for 302 sqft more living space. Net adjustment: +$59,777.
Adjusted +$36,816 for 186 sqft more living space. Net adjustment: +$36,816.
Adjusted +$89,072 for 450 sqft more living space. Net adjustment: +$89,072.
The Neighborhood
This home is valued 3.4% above the H402401H - Creekside Estates, Sec 1 & 2 median of $276,903. With 184 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 5.8% over the past year.
H402401H - Creekside Estates, Sec 1 & 2
typicalThis home is +3.4% above the subdivision median.
Tax Analysis
The estimated annual property tax is $6,193 across all districts. With a homestead exemption claimed, that drops to $4,453 — saving $1,740 per year. That's $371 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $3,451 |
| Hutto | City | 0.3859% | $1,105 |
| Williamson County | County | 0.3694% | $1,058 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $286 |
| Williamson County FM/Rd | County | 0.0443% | $127 |
| EWC Higher Ed Center | special | 0.0409% | $117 |
| Lower Brushy Creek WCID | Water | 0.0169% | $49 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1627% | $6,193 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $331,058 would pay approximately $2,066 per month (principal and interest only, excluding taxes and insurance).