102 LADYBUG LN, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $258,957 and $462,849, with a best estimate of $283,132. That places the property below the H401403G - Creek Bend median of $313,646, in a neighborhood that declined 7.0% over the past year.
Estimated Value Range
$283,132
$306,702
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H401403G - Creek Bend, this home's estimated market value is between $258,957 and $462,849. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$58,321 for 310 sqft less living space. Net adjustment: -$58,321.
Adjusted +$80,521 for 428 sqft more living space. Net adjustment: +$80,521.
Adjusted -$60,391 for 321 sqft less living space. Net adjustment: -$60,391.
Adjusted -$56,252 for 299 sqft less living space and -$1,750 for being older. Net adjustment: -$58,002.
Adjusted +$5,080 for 27 sqft more living space. Net adjustment: +$5,080.
The Neighborhood
This home is valued 2.2% below the H401403G - Creek Bend median of $313,646. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 7.0% over the past year.
H401403G - Creek Bend
typicalThis home is -2.2% below the subdivision median.
Tax Analysis
The estimated annual property tax is $6,633 across all districts. With a homestead exemption claimed, that drops to $4,889 — saving $1,744 per year. That's $407 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $3,696 |
| Hutto | City | 0.3859% | $1,184 |
| Williamson County | County | 0.3694% | $1,133 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $307 |
| Williamson County FM/Rd | County | 0.0443% | $136 |
| EWC Higher Ed Center | special | 0.0409% | $125 |
| Lower Brushy Creek WCID | Water | 0.0169% | $52 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1627% | $6,633 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $283,132 would pay approximately $1,767 per month (principal and interest only, excluding taxes and insurance).