317 FLAT ROCK DR, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $263,266 and $446,798, with a best estimate of $430,046. That places the property above the H401403G - Creek Bend median of $313,646, in a neighborhood that declined 7.0% over the past year.
Estimated Value Range
$430,046
$287,083
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H401403G - Creek Bend, this home's estimated market value is between $263,266 and $446,798. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$38,379 for 204 sqft less living space. Net adjustment: -$38,379.
Adjusted +$111,187 for 591 sqft more living space. Net adjustment: +$111,187.
Adjusted +$111,187 for 591 sqft more living space. Net adjustment: +$111,187.
Adjusted -$39,132 for 208 sqft less living space. Net adjustment: -$39,132.
Adjusted +$116,643 for 620 sqft more living space and +$1,750 for being newer. Net adjustment: +$118,393.
The Neighborhood
This home is valued 8.5% below the H401403G - Creek Bend median of $313,646. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 7.0% over the past year.
H401403G - Creek Bend
typicalThis home is -8.5% below the subdivision median.
Tax Analysis
The estimated annual property tax is $6,209 across all districts. With a homestead exemption claimed, that drops to $4,469 — saving $1,740 per year. That's $372 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $3,460 |
| Hutto | City | 0.3859% | $1,108 |
| Williamson County | County | 0.3694% | $1,061 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $287 |
| Williamson County FM/Rd | County | 0.0443% | $127 |
| EWC Higher Ed Center | special | 0.0409% | $117 |
| Lower Brushy Creek WCID | Water | 0.0169% | $49 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1627% | $6,209 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $430,046 would pay approximately $2,684 per month (principal and interest only, excluding taxes and insurance).