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305 BEAR OAK ST, HUTTO, TX 78634

HUTTO, 78634 — williamson County

4 bed2 bath2,450 sqftBuilt 2023

Property at a Glance

This home is estimated between $418,839 and $609,860, with a best estimate of $496,884. That places the property above the H115421C - HIGHLANDS NORTH median of $422,468, in a neighborhood that declined 3.9% over the past year.

Estimated Value Range

$418,839 $609,860
Best Estimate
$496,884
WCAD Value
$421,468
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in H115421C - HIGHLANDS NORTH, this home's estimated market value is between $418,839 and $609,860. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

303 BEAR OAK ST, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
4 bed 2 bath 2,173 sqft Built 2023
Raw Value $394,961
Adjusted Value $452,998

Adjusted +$58,037 for 277 sqft more living space. Net adjustment: +$58,037.

309 BEAR OAK ST, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
4 bed 2 bath 1,883 sqft Built 2023
Raw Value $378,085
Adjusted Value $496,884

Adjusted +$118,799 for 567 sqft more living space. Net adjustment: +$118,799.

403 BEAR OAK ST, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
4 bed 3 bath 2,472 sqft Built 2023
Raw Value $423,448
Adjusted Value $418,839

Adjusted -$4,609 for 22 sqft less living space. Net adjustment: -$4,609.

405 BEAR OAK ST, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
4 bed 3 bath 1,788 sqft Built 2023
Raw Value $471,157
Adjusted Value $609,860

Adjusted +$138,703 for 662 sqft more living space. Net adjustment: +$138,703.

401 BEAR OAK ST, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
4 bed 3 bath 1,901 sqft Built 2023
Raw Value $387,039
Adjusted Value $502,066

Adjusted +$115,027 for 549 sqft more living space. Net adjustment: +$115,027.

The Neighborhood

This home is in line with the H115421C - HIGHLANDS NORTH median of $422,468. Note that values in this subdivision declined 3.9% over the past year.

H115421C - HIGHLANDS NORTH

typical
480 Properties
$422,468 Median Value
-3.9% YoY Change
0% Have Pool
100% Have Garage
This Home
$421,468
Median
$422,468

This home is -0.2% below the subdivision median.

Tax Analysis

The estimated annual property tax is $9,115 across all districts. With a homestead exemption claimed, that drops to $7,350 — saving $1,765 per year. That's $613 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Hutto ISDSchool1.2052%$5,080
HuttoCity0.3859%$1,627
Williamson CountyCounty0.3694%$1,557
Williamson County ESD #3 - HuttoESD0.1000%$421
Williamson County FM/RdCounty0.0443%$187
EWC Higher Ed Centerspecial0.0409%$172
Lower Brushy Creek WCIDWater0.0169%$71
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax2.1627%$9,115

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $496,884 would pay approximately $3,102 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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