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105 SPENCE LN, LIBERTY HILL, TX 78642

LIBERTY HILL, 78642 — williamson County

5 bed4 bath2,703 sqftBuilt 2022

Property at a Glance

This home is estimated between $742,760 and $1,240,985, with a best estimate of $819,011. That places the property below the I122617A - Hidden Oak Estates/River oaks median of $900,978, in a neighborhood that declined 1.1% over the past year.

Estimated Value Range

$742,760 $1,240,985
Best Estimate
$819,011
WCAD Value
$997,930
Low Confidence

Based on 5 comparable properties(0 in the same subdivision)

There are 5 comparable properties within range, but none are in I122617A - Hidden Oak Estates/River oaks. The estimated range of $742,760 and $1,240,985 should be treated as a rough guide.

Comparable Properties (5)

4 bed 4 bath 3,006 sqft Built 2021
Raw Value $858,559
Adjusted Value $790,584

Adjusted -$81,882 for 303 sqft less living space and +$13,907 for being newer. Net adjustment: -$67,975.

5 bed 4 bath 3,070 sqft Built 2015
Raw Value $1,242,816
Adjusted Value $1,240,985

Adjusted -$99,177 for 367 sqft less living space and +$97,346 for being newer. Net adjustment: -$1,831.

5 bed 4 bath 3,203 sqft Built 2018
Raw Value $898,503
Adjusted Value $819,011

Adjusted -$135,118 for 500 sqft less living space and +$55,626 for being newer. Net adjustment: -$79,492.

4 bed 3 bath 2,698 sqft Built 2021
Raw Value $727,502
Adjusted Value $742,760

Adjusted +$1,351 for 5 sqft more living space and +$13,907 for being newer. Net adjustment: +$15,258.

5 bed 4 bath 3,315 sqft Built 2024
Raw Value $1,124,901
Adjusted Value $931,703

Adjusted -$165,385 for 612 sqft less living space and -$27,813 for being older. Net adjustment: -$193,198.

The Neighborhood

This home is valued 10.8% above the I122617A - Hidden Oak Estates/River oaks median of $900,978. With 202 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 1.1% over the past year.

I122617A - Hidden Oak Estates/River oaks

typical
202 Properties
$900,978 Median Value
-1.1% YoY Change
1% Have Pool
100% Have Garage
This Home
$997,930
Median
$900,978

This home is +10.8% above the subdivision median.

Tax Analysis

The estimated annual property tax is $21,527 across all districts. With a homestead exemption claimed, that drops to $19,608 — saving $1,919 per year. That's $1,634 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Liberty Hill ISDSchool1.2389%$12,363
North San Gabriel MUD #2MUD0.4300%$4,291
Williamson CountyCounty0.3694%$3,687
Williamson County ESD #4 - Liberty HillESD0.0745%$743
Williamson County FM/RdCounty0.0443%$442
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax2.1572%$21,527

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $819,011 would pay approximately $5,112 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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