405 BEAR OAK ST, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $280,135 and $481,437, with a best estimate of $358,180. That places the property below the H115421C - HIGHLANDS NORTH median of $422,468, in a neighborhood that declined 3.9% over the past year.
Estimated Value Range
$358,180
$471,157
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H115421C - HIGHLANDS NORTH, this home's estimated market value is between $280,135 and $481,437. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$80,666 for 385 sqft less living space. Net adjustment: -$80,666.
Adjusted -$19,905 for 95 sqft less living space. Net adjustment: -$19,905.
Adjusted +$37,714 for 180 sqft more living space and +$12,272 for being newer. Net adjustment: +$49,986.
Adjusted -$143,313 for 684 sqft less living space. Net adjustment: -$143,313.
Adjusted +$37,714 for 180 sqft more living space and +$12,272 for being newer. Net adjustment: +$49,986.
The Neighborhood
This home is valued 11.5% above the H115421C - HIGHLANDS NORTH median of $422,468. With 480 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 3.9% over the past year.
H115421C - HIGHLANDS NORTH
typicalThis home is +11.5% above the subdivision median.
Tax Analysis
The estimated annual property tax is $10,190 across all districts. With a homestead exemption claimed, that drops to $8,416 — saving $1,774 per year. That's $701 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $5,678 |
| Hutto | City | 0.3859% | $1,818 |
| Williamson County | County | 0.3694% | $1,741 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $471 |
| Williamson County FM/Rd | County | 0.0443% | $209 |
| EWC Higher Ed Center | special | 0.0409% | $193 |
| Lower Brushy Creek WCID | Water | 0.0169% | $80 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1627% | $10,190 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $358,180 would pay approximately $2,236 per month (principal and interest only, excluding taxes and insurance).