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412 OSIER PASS, HUTTO, TX 78634

HUTTO, 78634 — williamson County

3 bed2 bath914 sqftBuilt 2022

Property at a Glance

This home is estimated between $193,854 and $384,630, with a best estimate of $380,417. That places the property above the H406420C - Cross Creek median of $379,634, in a neighborhood that declined 4.2% over the past year.

Estimated Value Range

$193,854 $384,630
Best Estimate
$380,417
WCAD Value
$384,087
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in H406420C - Cross Creek, this home's estimated market value is between $193,854 and $384,630. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

404 OSIER PASS, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
3 bed 2 bath 880 sqft Built 2022
Raw Value $377,432
Adjusted Value $384,630

Adjusted +$7,198 for 34 sqft more living space. Net adjustment: +$7,198.

409 OSIER PASS, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
3 bed 2 bath 880 sqft Built 2022
Raw Value $373,763
Adjusted Value $380,961

Adjusted +$7,198 for 34 sqft more living space. Net adjustment: +$7,198.

103 OSIER PASS, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
3 bed 2 bath 1,526 sqft Built 2022
Raw Value $400,273
Adjusted Value $270,718

Adjusted -$129,555 for 612 sqft less living space. Net adjustment: -$129,555.

417 OSIER PASS, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
3 bed 2 bath 914 sqft Built 2022
Raw Value $380,417
Adjusted Value $380,417

This comparable closely matches the subject property's features.

413 OSIER PASS, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
3 bed 2 bath 1,495 sqft Built 2022
Raw Value $316,847
Adjusted Value $193,854

Adjusted -$122,993 for 581 sqft less living space. Net adjustment: -$122,993.

The Neighborhood

This home is valued 1.2% above the H406420C - Cross Creek median of $379,634. With 489 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 4.2% over the past year.

H406420C - Cross Creek

typical
489 Properties
$379,634 Median Value
-4.2% YoY Change
0% Have Pool
100% Have Garage
This Home
$384,087
Median
$379,634

This home is +1.2% above the subdivision median.

Tax Analysis

The estimated annual property tax is $8,307 across all districts. With a homestead exemption claimed, that drops to $6,549 — saving $1,758 per year. That's $546 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Hutto ISDSchool1.2052%$4,629
HuttoCity0.3859%$1,482
Williamson CountyCounty0.3694%$1,419
Williamson County ESD #3 - HuttoESD0.1000%$384
Williamson County FM/RdCounty0.0443%$170
EWC Higher Ed Centerspecial0.0409%$157
Lower Brushy Creek WCIDWater0.0169%$65
Cross Creek PIDpid0.0000%$0
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax2.1627%$8,307

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $380,417 would pay approximately $2,375 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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