413 OSIER PASS, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $270,925 and $507,622, with a best estimate of $381,268. That places the property above the H406420C - Cross Creek median of $379,634, in a neighborhood that declined 4.2% over the past year.
Estimated Value Range
$381,268
$316,847
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H406420C - Cross Creek, this home's estimated market value is between $270,925 and $507,622. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$6,562 for 31 sqft less living space. Net adjustment: -$6,562.
Adjusted -$34,717 for 164 sqft less living space. Net adjustment: -$34,717.
Adjusted -$31,965 for 151 sqft less living space. Net adjustment: -$31,965.
Adjusted +$130,190 for 615 sqft more living space. Net adjustment: +$130,190.
Adjusted -$117,277 for 554 sqft less living space and +$10,996 for being newer. Net adjustment: -$106,281.
The Neighborhood
This home is valued 16.5% below the H406420C - Cross Creek median of $379,634. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 4.2% over the past year.
H406420C - Cross Creek
below averageThis home is -16.5% below the subdivision median.
Tax Analysis
The estimated annual property tax is $6,853 across all districts. With a homestead exemption claimed, that drops to $5,107 — saving $1,746 per year. That's $426 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $3,819 |
| Hutto | City | 0.3859% | $1,223 |
| Williamson County | County | 0.3694% | $1,171 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $317 |
| Williamson County FM/Rd | County | 0.0443% | $140 |
| EWC Higher Ed Center | special | 0.0409% | $129 |
| Lower Brushy Creek WCID | Water | 0.0169% | $54 |
| Cross Creek PID | pid | 0.0000% | $0 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1627% | $6,853 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $381,268 would pay approximately $2,380 per month (principal and interest only, excluding taxes and insurance).