128 RIVER RD, GEORGETOWN, TX 78628
GEORGETOWN, 78628 — williamson County
Property at a Glance
This home is estimated between $465,599 and $679,872, with a best estimate of $606,549. That places the property above the G180580F - Oakcrest Estates (Riverside & Spring) median of $521,372, in a neighborhood that appreciated 15.7% over the past year.
Estimated Value Range
$606,549
$604,774
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in G180580F - Oakcrest Estates (Riverside & Spring), this home's estimated market value is between $465,599 and $679,872. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$10,369 for 38 sqft less living space and -$13,287 for being older. Net adjustment: -$23,656.
Adjusted +$137,256 for 503 sqft more living space and +$4,429 for being newer. Net adjustment: +$141,685.
Adjusted -$78,315 for 287 sqft less living space and -$28,788 for being older. Net adjustment: -$107,103.
Adjusted +$177,369 for 650 sqft more living space. Net adjustment: +$177,369.
Adjusted +$14,190 for 52 sqft more living space and -$4,429 for being older. Net adjustment: +$9,761.
The Neighborhood
This home is valued 16.0% above the G180580F - Oakcrest Estates (Riverside & Spring) median of $521,372. With 168 homes in the subdivision, the property sits in the upper tier. The neighborhood appreciated 15.7% over the past year.
G180580F - Oakcrest Estates (Riverside & Spring)
above averageThis home is +16.0% above the subdivision median.
Tax Analysis
The estimated annual property tax is $10,991 across all districts. With a homestead exemption claimed, that drops to $9,302 — saving $1,689 per year. That's $775 per month a buyer should budget. The assessed value increased +13.1% vs the subdivision average of +15.7%. This increase gives a protest opportunity score of 30 out of 100 — it may be worth challenging the appraisal.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Georgetown ISD | School | 1.0506% | $6,354 |
| Williamson County | County | 0.3694% | $2,234 |
| Georgetown | City | 0.3530% | $2,135 |
| Williamson County FM/Rd | County | 0.0443% | $268 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 1.8174% | $10,991 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $606,549 would pay approximately $3,786 per month (principal and interest only, excluding taxes and insurance).