108 RIDGE OAK DR, GEORGETOWN, TX 78628
GEORGETOWN, 78628 — williamson County
Property at a Glance
This home is estimated between $492,962 and $621,472, with a best estimate of $527,766. That places the property above the G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5 median of $377,162, in a neighborhood that declined 0.4% over the past year.
Estimated Value Range
$527,766
$431,701
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5, this home's estimated market value is between $492,962 and $621,472. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted +$161,380 for 770 sqft more living space. Net adjustment: +$161,380.
Adjusted +$138,535 for 661 sqft more living space. Net adjustment: +$138,535.
Adjusted +$173,326 for 827 sqft more living space. Net adjustment: +$173,326.
Adjusted +$114,852 for 548 sqft more living space. Net adjustment: +$114,852.
Adjusted +$100,810 for 481 sqft more living space. Net adjustment: +$100,810.
The Neighborhood
This home is valued 14.5% above the G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5 median of $377,162. With 358 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 0.4% over the past year.
G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5
typicalThis home is +14.5% above the subdivision median.
Tax Analysis
The estimated annual property tax is $7,846 across all districts. With a homestead exemption claimed, that drops to $6,219 — saving $1,627 per year. That's $518 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Georgetown ISD | School | 1.0506% | $4,535 |
| Williamson County | County | 0.3694% | $1,595 |
| Georgetown | City | 0.3530% | $1,524 |
| Williamson County FM/Rd | County | 0.0443% | $191 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 1.8174% | $7,846 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $527,766 would pay approximately $3,294 per month (principal and interest only, excluding taxes and insurance).