402 RIDGE OAK DR, GEORGETOWN, TX 78628
GEORGETOWN, 78628 — williamson County
Property at a Glance
This home is estimated between $413,892 and $499,355, with a best estimate of $440,605. That places the property above the G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5 median of $377,162, in a neighborhood that declined 0.4% over the past year.
Estimated Value Range
$440,605
$509,191
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5, this home's estimated market value is between $413,892 and $499,355. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted +$51,139 for 244 sqft more living space and -$1,613 for being older. Net adjustment: +$49,526.
Adjusted +$103,325 for 493 sqft more living space and -$1,613 for being older and -$8,692 for no pool. Net adjustment: +$93,020.
Adjusted +$7,545 for 36 sqft more living space. Net adjustment: +$7,545.
Adjusted +$106,050 for 506 sqft more living space. Net adjustment: +$106,050.
Adjusted +$54,073 for 258 sqft more living space and -$1,210 for being older. Net adjustment: +$52,863.
The Neighborhood
This home is valued 35.0% above the G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5 median of $377,162. With 358 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 0.4% over the past year.
G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5
above averageThis home is +35.0% above the subdivision median.
Tax Analysis
The estimated annual property tax is $9,254 across all districts. With a homestead exemption claimed, that drops to $7,599 — saving $1,655 per year. That's $633 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Georgetown ISD | School | 1.0506% | $5,350 |
| Williamson County | County | 0.3694% | $1,881 |
| Georgetown | City | 0.3530% | $1,797 |
| Williamson County FM/Rd | County | 0.0443% | $226 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 1.8174% | $9,254 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $440,605 would pay approximately $2,750 per month (principal and interest only, excluding taxes and insurance).