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312 WHITESTONE DR, GEORGETOWN, TX 78628

GEORGETOWN, 78628 — williamson County

3 bed2 bath1,716 sqftBuilt 1977

Property at a Glance

This home is estimated between $98,165 and $443,590, with a best estimate of $390,471. That places the property below the G210582E - Oakcrest Ranchettes 1,2,3, Greenridge & Highcrest median of $547,832, in a neighborhood that declined 8.5% over the past year.

Estimated Value Range

$98,165 $443,590
Best Estimate
$390,471
WCAD Value
$394,510
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in G210582E - Oakcrest Ranchettes 1,2,3, Greenridge & Highcrest, this home's estimated market value is between $98,165 and $443,590. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

313 WHITESTONE DR, GEORGETOWN, TX 78628
0.04 mi 100% similar Same subdivision
3 bed 2 bath 1,858 sqft Built 1981
Raw Value $474,893
Adjusted Value $410,297

Adjusted -$36,645 for 142 sqft less living space and -$27,951 for being older. Net adjustment: -$64,596.

300 HARMONY LN, GEORGETOWN, TX 78628
0.04 mi 100% similar Same subdivision
3 bed 2 bath 1,990 sqft Built 1981
Raw Value $392,242
Adjusted Value $98,165

Adjusted -$70,710 for 274 sqft less living space and -$27,951 for being older and -$195,416 for no pool. Net adjustment: -$294,077.

313 ASHWOOD LN, GEORGETOWN, TX 78628
0.06 mi 100% similar Same subdivision
3 bed 2 bath 1,966 sqft Built 1981
Raw Value $438,733
Adjusted Value $346,266

Adjusted -$64,516 for 250 sqft less living space and -$27,951 for being older. Net adjustment: -$92,467.

313 HARMONY LN, GEORGETOWN, TX 78628
0.08 mi 100% similar Same subdivision
3 bed 2 bath 1,648 sqft Built 1981
Raw Value $400,874
Adjusted Value $390,471

Adjusted +$17,548 for 68 sqft more living space and -$27,951 for being older. Net adjustment: -$10,403.

315 HARMONY LN, GEORGETOWN, TX 78628
0.08 mi 100% similar Same subdivision
3 bed 2 bath 1,816 sqft Built 1981
Raw Value $475,015
Adjusted Value $443,590

Adjusted -$25,806 for 100 sqft less living space and -$27,951 for being older and +$22,332 for having a garage. Net adjustment: -$31,425.

The Neighborhood

This home is valued 28.0% below the G210582E - Oakcrest Ranchettes 1,2,3, Greenridge & Highcrest median of $547,832. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 8.5% over the past year.

G210582E - Oakcrest Ranchettes 1,2,3, Greenridge & Highcrest

below average
234 Properties
$547,832 Median Value
-8.5% YoY Change
4% Have Pool
73% Have Garage
This Home
$394,510
Median
$547,832

This home is -28.0% below the subdivision median.

Tax Analysis

The estimated annual property tax is $6,137 across all districts. With a homestead exemption claimed, that drops to $4,593 — saving $1,544 per year. That's $383 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Georgetown ISDSchool1.0506%$4,145
Williamson CountyCounty0.3694%$1,458
Williamson County ESD #8 - GeorgetownESD0.0912%$360
Williamson County FM/RdCounty0.0443%$175
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.5556%$6,137

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $390,471 would pay approximately $2,437 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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