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313 HARMONY LN, GEORGETOWN, TX 78628

GEORGETOWN, 78628 — williamson County

3 bed2 bath1,648 sqftBuilt 1981

Property at a Glance

This home is estimated between $108,568 and $453,992, with a best estimate of $351,781. That places the property below the G210582E - Oakcrest Ranchettes 1,2,3, Greenridge & Highcrest median of $547,832, in a neighborhood that declined 8.5% over the past year.

Estimated Value Range

$108,568 $453,992
Best Estimate
$351,781
WCAD Value
$400,874
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in G210582E - Oakcrest Ranchettes 1,2,3, Greenridge & Highcrest, this home's estimated market value is between $108,568 and $453,992. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

315 HARMONY LN, GEORGETOWN, TX 78628
0.03 mi 100% similar Same subdivision
3 bed 2 bath 1,816 sqft Built 1981
Raw Value $475,015
Adjusted Value $453,992

Adjusted -$43,355 for 168 sqft less living space and +$22,332 for having a garage. Net adjustment: -$21,023.

300 HARMONY LN, GEORGETOWN, TX 78628
0.06 mi 100% similar Same subdivision
3 bed 2 bath 1,990 sqft Built 1981
Raw Value $392,242
Adjusted Value $108,568

Adjusted -$88,258 for 342 sqft less living space and -$195,416 for no pool. Net adjustment: -$283,674.

317 HARMONY LN, GEORGETOWN, TX 78628
0.06 mi 100% similar Same subdivision
3 bed 2 bath 2,305 sqft Built 1981
Raw Value $498,997
Adjusted Value $351,781

Adjusted -$169,548 for 657 sqft less living space and +$22,332 for having a garage. Net adjustment: -$147,216.

309 HARMONY LN, GEORGETOWN, TX 78628
0.06 mi 100% similar Same subdivision
3 bed 2 bath 2,071 sqft Built 1981
Raw Value $458,102
Adjusted Value $348,941

Adjusted -$109,161 for 423 sqft less living space. Net adjustment: -$109,161.

313 WHITESTONE DR, GEORGETOWN, TX 78628
0.06 mi 100% similar Same subdivision
3 bed 2 bath 1,858 sqft Built 1981
Raw Value $474,893
Adjusted Value $420,700

Adjusted -$54,193 for 210 sqft less living space. Net adjustment: -$54,193.

The Neighborhood

This home is valued 26.8% below the G210582E - Oakcrest Ranchettes 1,2,3, Greenridge & Highcrest median of $547,832. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 8.5% over the past year.

G210582E - Oakcrest Ranchettes 1,2,3, Greenridge & Highcrest

below average
234 Properties
$547,832 Median Value
-8.5% YoY Change
4% Have Pool
73% Have Garage
This Home
$400,874
Median
$547,832

This home is -26.8% below the subdivision median.

Tax Analysis

The estimated annual property tax is $6,236 across all districts. With a homestead exemption claimed, that drops to $4,691 — saving $1,545 per year. That's $391 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Georgetown ISDSchool1.0506%$4,212
Williamson CountyCounty0.3694%$1,481
Williamson County ESD #8 - GeorgetownESD0.0912%$366
Williamson County FM/RdCounty0.0443%$178
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.5556%$6,236

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $351,781 would pay approximately $2,196 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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