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313 GAINER DR, HUTTO, TX 78634

HUTTO, 78634 — williamson County

3 bed2 bath1,945 sqftBuilt 2005

Property at a Glance

This home is estimated between $303,226 and $427,873, with a best estimate of $355,656. That places the property above the H308403H - CENTRAL SOUTH OF 79 median of $306,864, in a neighborhood that declined 5.9% over the past year.

Estimated Value Range

$303,226 $427,873
Best Estimate
$355,656
WCAD Value
$320,730
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in H308403H - CENTRAL SOUTH OF 79, this home's estimated market value is between $303,226 and $427,873. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

126 GAINER DR, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
3 bed 2 bath 1,670 sqft Built 2004
Raw Value $298,506
Adjusted Value $346,977

Adjusted +$52,900 for 275 sqft more living space and -$4,429 for being older. Net adjustment: +$48,471.

4005 GAINER CT, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
3 bed 2 bath 1,921 sqft Built 2002
Raw Value $311,896
Adjusted Value $303,226

Adjusted +$4,617 for 24 sqft more living space and -$13,287 for being older. Net adjustment: -$8,670.

4002 GAINER CT, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
3 bed 2 bath 1,358 sqft Built 2002
Raw Value $274,265
Adjusted Value $373,896

Adjusted +$112,918 for 587 sqft more living space and -$13,287 for being older. Net adjustment: +$99,631.

317 GAINER DR, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
3 bed 2 bath 1,649 sqft Built 2005
Raw Value $298,716
Adjusted Value $355,656

Adjusted +$56,940 for 296 sqft more living space. Net adjustment: +$56,940.

1110 GAINER CV, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
4 bed 2 bath 1,531 sqft Built 2006
Raw Value $343,805
Adjusted Value $427,873

Adjusted +$79,639 for 414 sqft more living space and +$4,429 for being newer. Net adjustment: +$84,068.

The Neighborhood

This home is valued 4.5% above the H308403H - CENTRAL SOUTH OF 79 median of $306,864. With 1,570 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 5.9% over the past year.

H308403H - CENTRAL SOUTH OF 79

typical
1,570 Properties
$306,864 Median Value
-5.9% YoY Change
1% Have Pool
98% Have Garage
This Home
$320,730
Median
$306,864

This home is +4.5% above the subdivision median.

Tax Analysis

The estimated annual property tax is $6,937 across all districts. With a homestead exemption claimed, that drops to $5,190 — saving $1,747 per year. That's $433 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Hutto ISDSchool1.2052%$3,865
HuttoCity0.3859%$1,238
Williamson CountyCounty0.3694%$1,185
Williamson County ESD #3 - HuttoESD0.1000%$321
Williamson County FM/RdCounty0.0443%$142
EWC Higher Ed Centerspecial0.0409%$131
Upper Brushy Creek WCIDWater0.0170%$55
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax2.1628%$6,937

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $355,656 would pay approximately $2,220 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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