645 INDIAN OAKS, LIBERTY HILL, TX 78642
LIBERTY HILL, 78642 — williamson County
Property at a Glance
This home is estimated between $266,854 and $940,568, with a best estimate of $427,842. That places the property below the I030D80G - NORTH HWY 29 median of $594,861, in a neighborhood that appreciated 3.1% over the past year.
Estimated Value Range
$427,842
$353,443
Based on 5 comparable properties(4 in the same subdivision)
Based on 5 comparable properties (4 in the same subdivision, 1 nearby), the estimated range is $266,854 and $940,568. More comparables in the same subdivision would strengthen this estimate.
Comparable Properties (5)
Adjusted -$47,729 for 159 sqft less living space and +$40,106 for being newer. Net adjustment: -$7,623.
Adjusted -$137,783 for 459 sqft less living space and +$43,192 for being newer. Net adjustment: -$94,591.
Adjusted -$68,141 for 227 sqft less living space and -$40,106 for being older. Net adjustment: -$108,247.
Adjusted -$110,167 for 367 sqft less living space and +$3,085 for being newer. Net adjustment: -$107,082.
Adjusted -$65,740 for 219 sqft less living space and +$30,851 for being newer. Net adjustment: -$34,889.
The Neighborhood
This home is valued 40.6% below the I030D80G - NORTH HWY 29 median of $594,861. That positions it competitively for buyers comparing within the neighborhood. The neighborhood appreciated 3.1% over the past year.
I030D80G - NORTH HWY 29
below averageThis home is -40.6% below the subdivision median.
Tax Analysis
The estimated annual property tax is $4,245 across all districts. With a homestead exemption claimed, that drops to $2,465 — saving $1,780 per year. That's $205 per month a buyer should budget. The assessed value increased +7.7% vs the subdivision average of +3.1%. This above-average increase gives a protest opportunity score of 38 out of 100 — it may be worth challenging the appraisal.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Liberty Hill ISD | School | 1.2389% | $3,045 |
| Williamson County | County | 0.3694% | $908 |
| Williamson County ESD #4 - Liberty Hill | ESD | 0.0745% | $183 |
| Williamson County FM/Rd | County | 0.0443% | $109 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 1.7272% | $4,245 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $427,842 would pay approximately $2,671 per month (principal and interest only, excluding taxes and insurance).