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405 E MAIN ST, FLORENCE, TX 76527

FLORENCE, 76527 — williamson County

2 bed1 bath724 sqftBuilt 1920

Property at a Glance

This home is estimated between $-308 and $191,295, with a best estimate of $48,764. That places the property below the F301D30I - FLORENCE ISD CITY median of $190,830, in a neighborhood that declined 2.7% over the past year.

Estimated Value Range

$-308 $191,295
Best Estimate
$48,764
WCAD Value
$117,054
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in F301D30I - FLORENCE ISD CITY, this home's estimated market value is between $-308 and $191,295. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

407 E MAIN ST, FLORENCE, TX 76527
0.00 mi 100% similar Same subdivision
2 bed 1 bath 990 sqft Built 1928
Raw Value $135,235
Adjusted Value $91,153

Adjusted -$35,597 for 266 sqft less living space and -$8,485 for being older. Net adjustment: -$44,082.

101 S LOVE AVE, FLORENCE, TX 76527
0.22 mi 88% similar Same subdivision
2 bed 1 bath 1,401 sqft Built 1925
Raw Value $95,593
Adjusted Value $-308

Adjusted -$90,598 for 677 sqft less living space and -$5,303 for being older. Net adjustment: -$95,901.

204 W MAIN ST, FLORENCE, TX 76527
0.00 mi 88% similar Same subdivision
2 bed 1 bath 1,195 sqft Built 1925
Raw Value $259,629
Adjusted Value $191,295

Adjusted -$63,031 for 471 sqft less living space and -$5,303 for being older. Net adjustment: -$68,334.

103 W MAIN ST, FLORENCE, TX 76527
0.00 mi 82% similar Same subdivision
3 bed 1 bath 1,752 sqft Built 1920
Raw Value $186,334
Adjusted Value $48,764

Adjusted -$137,570 for 1,028 sqft less living space. Net adjustment: -$137,570.

307 E MAIN ST, FLORENCE, TX 76527
0.00 mi 81% similar Same subdivision
2 bed 1 bath 1,792 sqft Built 1950
Raw Value $205,584
Adjusted Value $30,842

Adjusted -$142,923 for 1,068 sqft less living space and -$31,819 for being older. Net adjustment: -$174,742.

The Neighborhood

This home is valued 38.7% below the F301D30I - FLORENCE ISD CITY median of $190,830. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 2.7% over the past year.

F301D30I - FLORENCE ISD CITY

below average
307 Properties
$190,830 Median Value
-2.7% YoY Change
3% Have Pool
30% Have Garage
This Home
$117,054
Median
$190,830

This home is -38.7% below the subdivision median.

Tax Analysis

The estimated annual property tax is $2,475 across all districts. With a homestead exemption claimed, that drops to $1,262 — saving $1,213 per year. That's $105 per month a buyer should budget. The assessed value increased +14.3% vs the subdivision average of -2.7%. This above-average increase gives a protest opportunity score of 65 out of 100 — it may be worth challenging the appraisal.

Tax Districts

DistrictTypeRateAnnual Amount
Florence ISDSchool1.0182%$1,192
FlorenceCity0.5826%$682
Williamson CountyCounty0.3694%$432
Williamson County ESD #7 - FlorenceESD0.1000%$117
Williamson County FM/RdCounty0.0443%$52
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax2.1145%$2,475
65 / 100

Moderate opportunity to protest.

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $48,764 would pay approximately $304 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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