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107 GARDNER ST, FLORENCE, TX 76527

FLORENCE, 76527 — williamson County

3 bed2 bath2,224 sqftBuilt 1993

Property at a Glance

This home is estimated between $282,797 and $678,695, with a best estimate of $302,519. That places the property above the F301D30I - FLORENCE ISD CITY median of $190,830, in a neighborhood that declined 2.7% over the past year.

Estimated Value Range

$282,797 $678,695
Best Estimate
$302,519
WCAD Value
$264,078
Medium Confidence

Based on 5 comparable properties(4 in the same subdivision)

Based on 5 comparable properties (4 in the same subdivision, 1 nearby), the estimated range is $282,797 and $678,695. More comparables in the same subdivision would strengthen this estimate.

Comparable Properties (5)

107 W CASKEY ST, FLORENCE, TX 76527
0.00 mi 93% similar Same subdivision
2 bed 2 bath 1,856 sqft Built 1973
Raw Value $212,338
Adjusted Value $282,797

Adjusted +$49,247 for 368 sqft more living space and +$21,212 for being newer. Net adjustment: +$70,459.

105 LACKEY AVE, FLORENCE, TX 76527
0.00 mi 89% similar Same subdivision
3 bed 2 bath 1,604 sqft Built 1975
Raw Value $194,686
Adjusted Value $296,748

Adjusted +$82,971 for 620 sqft more living space and +$19,091 for being newer. Net adjustment: +$102,062.

301 HOWELL ST, FLORENCE, TX 76527
0.00 mi 87% similar Same subdivision
3 bed 2 bath 1,204 sqft Built 1990
Raw Value $191,269
Adjusted Value $360,307

Adjusted +$136,500 for 1,020 sqft more living space and +$3,182 for being newer and +$29,356 for having a garage. Net adjustment: +$169,038.

103 LACKEY ST, FLORENCE, TX 76527
0.00 mi 86% similar Same subdivision
3 bed 2 bath 1,442 sqft Built 1975
Raw Value $178,778
Adjusted Value $302,519

Adjusted +$104,650 for 782 sqft more living space and +$19,091 for being newer. Net adjustment: +$123,741.

CR 224, FLORENCE, TX 76527
0.00 mi 81% similar
4 bed 2 bath 2,121 sqft Built 2001
Raw Value $673,396
Adjusted Value $678,695

Adjusted +$13,784 for 103 sqft more living space and -$8,485 for being older. Net adjustment: +$5,299.

The Neighborhood

This home is valued 38.4% above the F301D30I - FLORENCE ISD CITY median of $190,830. With 307 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 2.7% over the past year.

F301D30I - FLORENCE ISD CITY

above average
307 Properties
$190,830 Median Value
-2.7% YoY Change
3% Have Pool
30% Have Garage
This Home
$264,078
Median
$190,830

This home is +38.4% above the subdivision median.

Tax Analysis

The estimated annual property tax is $5,584 across all districts. With a homestead exemption claimed, that drops to $4,110 — saving $1,474 per year. That's $343 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Florence ISDSchool1.0182%$2,689
FlorenceCity0.5826%$1,538
Williamson CountyCounty0.3694%$976
Williamson County ESD #7 - FlorenceESD0.1000%$264
Williamson County FM/RdCounty0.0443%$117
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax2.1145%$5,584

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $302,519 would pay approximately $1,888 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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